Best Curling Irons For Short Hair 2023 – Reviews & Buyer’s Guide

Best Curling Irons For Short Hair 2023 – Reviews & Buyer’s Guide

“Best Curling Irons For Short Hair“. Short hair is in fashion this season, and shoulder length bobs are seriously on trend. Of course, you might not always want your hair to be straight, what about choice and flexibility?

If that sounds like your quandary, you’ll probably have looked into ways to curl shorter or mid-length hair.

Long hair is obviously much easier to curl, but with the right equipment and products, shorter hair can be as curly or wavy as you want it to be. Finding the best equipment is therefore the key.

Now we know what we’re looking for a product, let’s check out some reviews of the best curling irons for short hair, to help you in your search!

Table of Contents

Best Curling Irons For Short Hair Reviews

Image

Product Name

Our Rating

Price


Best Curling Irons For Short Hair 2023 – Reviews & Buyer’s Guide 71

Professional 24k Gold Extra-Long Barrel Curling Iron

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BaByliss PRO Nano Titanium Spring Curling Iron

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Revlon Curl Magic 1” Clipless Titanic Curling Wand

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Sultra The Bombshell Rod Curling Iron

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BIO IONIC Goldpro Curling Iron

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1. Professional 24k Gold Extra-Long Barrel Curling Iron

This iron comes with a 24K gold-plated barrel, a cooling tip that is longer than average, and two replaceable springs.

It heats up to 430F, maintains constant heat, and features a separate on-off switch for your favorite setting.

The soft-grip handle is important when reaching those shortest and finest of strands.

This particular curling iron is ideal for those on a budget, whilst also giving fantastic results.


Best Curling Irons For Short Hair 2023 – Reviews & Buyer’s Guide 76

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PROS

  • Low price, this means that this particular product is accessible to all
  • Available in four different sizes, including 1 ½”, 1 ¼”, ½” and regular ¾” – as the size increases, so does the price, but only slightly
  • Clamp-style curling iron, so ideal for those who are new to the curling/wave process, as it is easier to use
  • High heat and even distribution for long-lasting results
  • Patented Pulse Technology for Gets Hot Stays Hot Performance – this means fast heat up and heat recovery, which goes up to a huge 430 F
  • Variable heat settings
  • Rheostat control dial for different hair types

CONS

  • If you prefer a standard curling ‘wand’, this is going to be a difficult to use product for you
  • You may find it difficult to decide which size to go for

2. BaByliss PRO Nano Titanium Spring Curling Iron

BaByliss is certainly a brand name you can trust, and this particular product comes in three different sizes, all at a great price.

Of course, BaByliss also have a great range of other hair styling products which work in conjunction, so this is something you could add to your collection.

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PROS

  • Big named brand, and also comes with manufacturer warranty, in case of an issue
  • Available in three different sizes – 1”, 1 ¼”, 1 ½”, meaning any length of hair can create waves and curls
  • Attractive blue and silver design
  • The titanium surface is infused with negative ions, to reduce frizz and increase shine, no matter whether creating curls or waves
  • Infra-red heat which is designed to go deep into the hair shaft

CONS

  • Some reviews state that the product isn’t that long lasting, which could be concern for regular users who want reliability

3. Revlon Curl Magic 1” Clipless Titanic Curling Wand

Revlon is a big named brand, so as we mentioned in our ‘what to look for’ section, this gives you peace of mind in your purchase. You’re also looking at a mid-priced range product here.

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PROS

  • Clipless titanic wand which means an easier to use product, helping to create curls and waves
  • Titanic plate for negative ions and even heat distributions – cuts down on frizz and ensures a curl/wave forms all the way down the hair shaft you emit the heat to
  • Constant heat sensor monitors the overall temperature and tops up or reduces the heat accordingly
  • Dual voltage, so you can use the product all over the world – ideal for holiday hair styles!
  • Protection features include an extra long tip which is always cool, and a heat resistant glove

CONS

  • Not the cheapest curling iron out there, so if you’re on a budget you might look towards something cheaper
  • If you are only going to be curling/waving your hair occasionally, this might be a little too high-tech for your needs
  • No variable temperature settings – just an on and off function

4. Sultra The Bombshell Rod Curling Iron

This particular curling iron is a ‘wand’ style, which means you wrap your hair around it manually and hold the end to form the curl or wand, wearing the protective glove to avoid burns. This is a very attractive designed product.

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PROS

  • Attractive, sleek design
  • Available in three sizes – 1”, 1 ½”, cone shaped, for flexibility for all hair lengths
  • No clip lines from a clamp
  • Ceramic wand protects the hair and smooths the hair shaft, to eliminate frizz
  • Comes with free safety glove for protection against burns
  • Auto shut off safety feature for peace of mind
  • 9 foot cord which is swivel type

CONS

  • High price, therefore many users would decide to go for a cheaper option, for the same level of quality
  • If you are a new user, you may find a clamp style of curling iron easier to use, and cheaper in price

5. BIO IONIC Goldpro Curling Iron

This is a clamp-style of curling iron, which gives ease of use and more control over your curl and wave formation.

The brand might not be the biggest name, but it is a very highly thought of product, with constant 5 star reviews by those who choose to purchase it.

Check The Best Price On Amazon

PROS

  • Clamp section allows you to hold the end of the hair in place whilst forming the curl or wave
  • Cuts down on the chances of burning your hands by using the clamp feature
  • Bio ceramic heater ensures the style is formed with even temperature throughout
  • Mineral complex infusion within the plate means less frizz, and more moisture retained in your hair, creating shine
  • Temperature control function, so you have more control over the heat you choose

CONS

  • Quite an expensive choice, especially considering the brand isn’t a household name
  • This product is often used by hair stylists, so again, if you aren’t curling your hair on a constant basis, it may be more than you need

Short Hair Curling Irons – What You Need To Know


Best Curling Irons For Short Hair

The efficiency of how you curl your hair really depends on three main factors:

  • The type of hair you have
  • The type of curling irons you use
  • The products you use to help the curl form and hold

As you can see, there is nothing in there about the length of your hair! As long as you have enough hair for the curling tongs to hold and form the curl, there is no reason you can’t have a change of style from time to time.

The technique for curling shorter hair isn’t that much different to curling longer hair, but there are a few things you need to know. Check out this video for a visual pointer.

Step 1:

For the curl to hold, you first need to prepare your hair. Some state that curling your hair on the day you have washed and conditioned it isn’t the best way, because the curl doesn’t hold as well, but others have success with this; again, it’s down to the type of hair you have, and what works best for you, so experimental!

In order to make sure, you should flatten down any kinks or cowlicks, straighten any areas to give you a plain working foundation.

Step 2:

Now you need to apply the product, to ensure that the curl not only takes, but also stays in place for a longer amount of time than just a few minutes.

You can use a small amount of mousse or styling gel here, before spraying on some heat protection product – this is a vital step that shouldn’t be missed, as your hair will burn and become very damaged if you don’t protect against the heat you’re going to be subject to it directly

Step 3:

Now it’s time to curl your hair. Pre-heat your curling irons according to instructions, remember to use a heat protection mat, to look after your work surfaces and table tops.

Step 4

Section your hair and take the first section, wrap it around the curling iron, starting at the root. How many times you wrap it around depends on the tightness of the curl you’re looking to achieve.

 If you’re going for a wave, only wrap a couple of times, and start a little lower down the hair shaft, perhaps in the mid-section; if you’re going for a more pronounced curl, wrap it around more times – also leave a little length at the end of the curl which is straight, to avoid awkward sticking out sections.

Remember to curl away from the face, and hold the curling iron downwards, to give you a straight curl/wave. Hold for no more than 15 seconds, with 10 seconds being the average.

Step 5:

If you are using a curling iron which has a clamp, make sure you clamp the hair around a half inch from the bottom of the strand, and then roll upwards.

What You Need To Look For When Purchasing Best Curling Irons For Short Hair


Best Curling Irons For Short Hair

The market is flooded with options, so you need to know that you’re choosing the right product, as well as ticking the boxes for everything you need. On average, these areas are what you should be looking at:

  • The size of the barrel – Shorter hair responds better to a thinner barrel, so this is something you need to look at. A diameter of around ¾” is ideal for very short hair, with ½” being suitable for shoulder length hair.
  • The shape of the barrel – For those on trend cylinder curls or waves, go for a cylindrical barrel shape. If you want tighter curls, go for a reverse cone shape.
  • Material – You will see ceramic and titanium most often, because they are the best material for conducting heat and distributing it evenly. Frizz-free styles are also easily achieved with this material, because of the negative ions.
  • Temperature control adjust feature – Look for products which have at least three different temperature settings you can use; different types of hair respond to different heats, e.g. thin hair is going to be easier to be damaged with high temperatures than thicker hair.
  • Brand name – There’s no denying that big brand names in the hair and beauty world will give you more confidence in your purchase. These may be a little bit higher in price, but the warranty, quality, and peace of mind are worth it.

Conclusion

There are many curling irons on the market, but not all of them are ideal for shorter hair styles; with that in mind, these five products are ideal, whichever you choose. A few of them are available in different sizes, which is a bonus – short hair can be anything from very short to shoulder length!

To name a clear winner is difficult, but in terms of price and performance, Professional 24k Gold Extra-Long Barrel Curling Iron just shades it. The downside of this is the price, but if you’re going with the idea that you get what you pay for, there is some argument to make an investment.

The fact that you also have several temperature controls means that you have more say over how much heat your hair will be subjected to.

As a runner up, we would have to go with the BaByliss PRO Nano Titanium Spring Curling Iron. This is a great choice for peace of mind in terms of brand name, and also for the price.

A few reviews do state that the curling iron doesn’t stand the test of time, but these suggestions are few and far between; for a good all-rounder, this is a definite close runner up.

Our suggestions for the “best curling irons for short hair“ are all fantastic suggestions in their own right, and it really comes down to budget and personal preference over which one you will opt for in the end.

Whichever you go for, remember to always use a heat protection product on your hair before applying heat, as well as using a heat protection glove, to avoid any nasty burns.

We hope you enjoyed the article! If you have any more reviews on the best curling irons for short hair, then do comment down below. We would love to hear what you have to think.

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Biden’s Terrible Billionaire Tax

Biden’s Terrible Billionaire Tax

Say what you will about the Biden administration’s approach to tax-the-rich populism: It’s creative. But creativity does not necessarily translate to sound tax policy.

At the State of the Union address, President Joe Biden reintroduced a proposal for a “billionaire minimum tax.” Not to be confused with the global minimum tax (part of international negotiations at the Organisation for Economic Co-Operation and Development, or the OECD), the corporate book minimum tax (enacted in the Inflation Reduction Act last year), the individual alternative minimum tax (which has been law since 1969), or the old corporate alternative minimum tax (which was repealed in 2017), the billionaire minimum tax is relatively novel in terms of its design—but new doesn’t mean sound either.

Currently, people pay taxes on gains in the value of an asset, like stock appreciation or the growth of a privately held business, when the asset is sold. If an asset is held for under a year, gains face ordinary income tax rates. If held for longer, gains face reduced rates, topping out at 23.8 percent. Deferral of capital gains taxes reduces the effective tax rate, and in some cases, capital gains tax liability can be completely avoided due to a provision that excludes capital gains at death. 

Biden’s proposal would tax unrealized gains—the increase in an asset’s value, even before it’s sold. Taxpayers with net wealth above $100 million would have to pay a minimum effective tax rate of 20 percent on an expanded measure of income that adds unrealized capital gains to more conventional sources of income, like wages, business income, and investment income. If ordinary taxes paid as a share of the expanded definition of income fell below 20 percent, the taxpayer would owe additional taxes to bring the rate up to 20 percent. Any additional taxes paid as part of the minimum tax would be treated as prepayments of future capital gains tax liability when gains are actually realized.

By raising the effective tax rate on capital gains, the proposal would reduce U.S. saving, discourage entrepreneurship, and decrease economic output. 

The real risk to growth comes from raising taxes on the returns to risky investments: Investing in startups and new technologies that may provide huge returns—both socially in terms of innovation and productivity and privately for the investor—would be discouraged by higher taxes. Meanwhile, the tax burden would rise for domestic savers, but not for foreign savers, giving them a relative advantage. In response, domestic saving and income would fall, and foreigners would finance a greater share of U.S. investment opportunities, enjoying a greater share of the returns. 

An annual tax on paper gains would be conspicuously complex. The largest administrative problems relate to valuing non-tradable assets like privately held businesses and taxing illiquid taxpayers with large gains on paper but little cash on hand to pay a minimum tax bill. The proposal attempts creative solutions, like formulaic rules and longer payment periods, but each would introduce new complexities, opportunities for tax planning, and the potential for disputes with the already-overwhelmed Internal Revenue Service. 

Even with creative rules, the billionaire minimum tax could still result in the U.S. Treasury paying cash refunds to high-net-worth individuals in periods of high volatility. Notably, when the proposal was first introduced in October 2021, the stock market was at an all-time peak: Excluding a slight increase in December 2021, the S&P 500 has not reached that level since. At that time, the possible windfall of taxing all those paper gains looked tempting and lucrative, but since the stock market wilted in 2022, that is less appealing. 

Given these problems, it’s unsurprising the idea hasn’t caught on around the world. As even prominent left-leaning advocates of taxing unrealized gains note in a paper last year, “No income tax system to date has been able to tax the full return on wealth which includes unrealized capital gains.”

Almost every country taxes capital gains only when they are realized. Moreover, the U.S. policy of taxing long-term capital gains at a lower rate than ordinary income is common; most countries in the OECD tax capital gains at a reduced rate relative to the rate they tax ordinary income, as well as at a reduced rate relative to the U.S. capital gains rate. 

Ultimately, the billionaire minimum tax is another manifestation of a disconnect between spending aspirations and tax philosophies.

The post Biden’s Terrible Billionaire Tax appeared first on Reason.com.

Tyson officials talk legacy, financial future at company’s 60th annual meeting

Tyson officials talk legacy, financial future at company’s 60th annual meeting

Tyson Foods shareholders met in downtown Springdale Thursday morning (Feb. 9) to approve a short business agenda, defeat an outside shareholder proposal and elect a slate of 13 directors to one year terms.

It is the 60th year for Tyson to hold its annual shareholder meeting, having incorporated in 1947 and going public in 1963 under the leadership of Don Tyson, father of board chairman John H. Tyson.

“Dad didn’t set out to be one of the largest meat companies in the world. He was trying to pay bills and keep his family fed,” said Chairman Tyson as he opened the meeting.

He said despite inevitable changes from the company’s exponential growth in the past 60 years there are constants in the company instilled by the founder his grandfather John W. Tyson and his dad who took over leadership in 1967 after John W. Tyson was killed in a car accident.

“We will always be a company of people who take care of each other who are engaged in food production and seeking to act with integrity. Most of all we are forever committed to creating value for our shareholders, suppliers and the communities we serve,” the senior Tyson said.

This was also the first meeting for John Randal Tyson as chief financial officer who did not rehash the company’s recent lackluster earnings results but said he would focus on a bright future and strong return to shareholders overall the past five years.

Between 2017 and 2022, Tyson increased operating income at a 9% compound annual growth rate and expanded compounded earnings growth of more than 15%. Despite the challenging outlook for earnings in 2023, John R. Tyson said the company remains focused on driving volume sales growth and positioning the company for the long-term ability to drive value for shareholders.

The company repurchased 4.9 million shares in the recent first quarter totaling $313 million. In fiscal 2022, the company repurchased 8.2 million shares for $702 million. The company also paid $653 million in dividends in fiscal 2022. Tyson said its 5-year annual dividend growth rate is 15%. In the most recent quarter, Tyson paid $169 million in dividend payments to shareholders.

Tyson’s board of directors has remained committed to increasing the annual dividend rate to $1.92 per share for Class A shares this year. Tyson said it has increased its annual dividend rate annually since 2013.

The younger Tyson said he remains humbled to be part of the management team for the company started by his great-grandfather, expanded by his grandfather and still growing by his dad and the leadership team around him.

The younger Tyson did not talk about his recent legal woes. Police arrested him in November after a woman found him asleep in her home near Dickson Street in downtown Fayetteville. According to the police report, an alcohol odor was on his breath and body. Tyson pleaded innocent to the charges in December, but would later plead guilty in a deal in which he only had to pay fines.

Tyson CEO Donnie King spoke about the company’s mission to be a “sought after” workplace and how those results will continue to position Tyson to win in the long run. He said Tyson is winning with customers and customers and consumers demonstrated by a five-year market share across Tyson’s core business lines.

“It’s evident that we are delivering the brands and products that consumers want to buy. We continue to focus on operating execution excellence and with making leadership changes, disciplined revenue management and bring our corporate U.S. team members together.  We are already seeing the benefits of these efforts. For example our productivity program will deliver $1 billion in savings a year ahead of schedule,” King said.

He also commended the company for its No. 1 ranking in Forbes Magazine’s Most Admired Company for the 7th year in the food manufacturing sector.

Shares of Tyson Foods (NYSE: TSN) closed Thursday at $60.64, up 66 cents. Over the past 52 weeks the share price has traded between $59.38 and $99.85.

BUSINESS MEETING RESULTS
With a majority vote, Tyson shareholder elected 13 directors, ten are independent, including Les Baledge, Mike Beebe, Maria Claudia Borras, David Bronczek, Mikel Durham, Jonathan Mariner, Kevin McNamara, Cheryl Miller, Jeffrey Schomburger and Barbara Tyson to a term of one year. Non-independent directors include: Chairman Tyson, CEO Donnie King and Executive Vice-Chairman Noel White.

Tyson Foods shareholders also ratified the selection of PricewaterhouseCoopers LLP as the independent registered public accounting firm for the company for the 2023 fiscal year. Three proposals relating to executive compensation were also passed with a clear majority.

As expected, shareholders voted against an outside proposal requesting the company complies with the World Health Organization’s (WHO) guidelines on the use of antimicrobials in Tyson Foods supply chain. Tyson Foods said it has already instituted a science-based policy on antibiotic use that addresses WHO’s non-binding guidance.

The post Tyson officials talk legacy, financial future at company’s 60th annual meeting appeared first on Talk Business & Politics.

SOCCER: Panthers, Miners tie for second in EYL

SOCCER: Panthers, Miners tie for second in EYL

The Porterville Panthers and the El Diamante Miners finish their final game of the season with a tie, both teams remain in second in the East Yosemite League

PORTERVILLE – The Porterville Panthers and El Diamante Miners end the season with a 1-1 tie after going to double overtime. Both teams finish the season second in the EYL.

In their final game of the season, the Panthers and the Miners faced off for second place in the EYL. After a scoreless first half, the Panthers finally scored early in the second off of a free kick just outside the goal box. The Miners were nearly knocked out of the second place spot they have held most of the season, but sophomore Jackie Saechao scored in the final 15 minutes of the game. The goal sent both teams into overtime and neither one managed to score in the two extra periods.

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“After our loss to Golden West on Monday, I think it did give them motivation going into [the game against Porterville],” El Diamante head coach Brooke Kurz said. “Obviously we would have loved to win. But with a tie I think it will just give some more motivation going into the playoffs next week.”

Both teams found motivation to break the tie and played a fast-paced game. Neither team clearly dominated possession of the ball, which allowed both offenses several chances to score and break the tie. The first goal from Porterville was early in the second half when the Panthers were allowed a free kick just outside of the goal box. If the ball had been a few feet closer to the goal, it would have been a true penalty kick. But regardless of distance, the Porterville striker sent the ball sailing over freshman goalie Skye Mendivil’s outstretched hands to make it 1-0 as if she had been taking a penalty kick.

Skye Mendivil barely misses a block at the net that had a consequential impact on the 1-1 tie in the EYL finale. Photo by Claire Livingston

The Miners quickly looked to respond. With less than 30 minutes to go, they needed to score twice for the win. Saechao knocked the ball into the net off of a corner kick from junior Taylor Vandergriff with a few minutes remaining. The Miners and Panthers headed into overtime to break two ties: the score of the game and the EYL rankings. Unfortunately, they were still scoreless after the extra 20 minutes of play.

“We kind of started off a little bit slower than I wanted to, but going into the second half, going into overtime, we really picked up our game, we started counting passes better,” Kurz said. “We just kept going back and forth. It just didn’t end up for either of us. We just ended in a tie.”

As of the final games on Feb. 8, Redwood retains their top spot, followed by El Diamante and Porterville. Golden West, Monache and Mt. Whitney take the final three spots in the rankings, but only the top teams will go to playoffs.

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El Diamante made it to the second round of playoffs last year, but a few seniors graduated, so the team is younger this year. Kurs is hoping for the highest seed possible to get the home field advantage, but has prepared the team for traveling to other schools in order to pursue the longest playoff run possible.

“I’m anticipating we’ll be in division two, just a lower seed,” Kurs said. “They will have big shoes to fill because we’ll most likely be placed against a higher seeded team. But they understand what’s on the line.”

Porterville is in a similar boat as they wait for brackets to be announced. Last year they lost 7-0 in the first round to Arvin high school and are itching for a chance to go further in the playoffs. Playing aggressive soccer in double-overtime in the final game before playoffs can be exhausting, but fortunately the teams have a week off before their first playoff game. Brackets will come out on Feb. 11 and the first game will be Feb. 15.

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The post SOCCER: Panthers, Miners tie for second in EYL appeared first on The Sun-Gazette Newspaper.

Getting rid of crypto staking would be a ‘terrible path’ for the US — Coinbase CEO

Banning retail crypto staking in the US would result in even more businesses moving offshore, argues the Coinbase co-founder.

The CEO and co-founder of cryptocurrency exchange Coinbase, Brian Armstrong, believes that banning retail crypto staking in the United States would be a ‘terrible’ move by the country’s regulators. 

Armstrong made the comments in a Feb. 9 Twitter thread which has already been viewed over 2.2 million times, after noting they’ve heard “rumors” that the U.S. Securities and Exchange Commission “would like to get rid of crypto staking” for retail customers.

“I hope that’s not the case as I believe it would be a terrible path for the U.S. if that was allowed to happen.”

Armstrong did not share where the rumors originated from but continued to note that staking was “a really important innovation in crypto.”

“Staking brings many positive improvements to the space, including scalability, increased security, and reduced carbon footprints,” he added.

Armstrong also referenced an Oct. 5 blog post from crypto investment firm Paradigm, which argued that Ethereum’s transition to proof-of-stake and its subsequent “staking” model does not make it a security.

The Paradigm post came just a few weeks after SEC Chairman Gary Gensler suggested that proof-of-stake (PoS) cryptocurrencies could trigger securities laws on Sep. 15, 2022, while speaking to reporters after a Senate Banking Committee meeting.

Armstrong also lambasted the current lack of regulatory clarity in the U.S. and subsequent “regulation by enforcement” that he says is driving companies offshore, such as crypto exchange FTX.

He has reiterated calls for regulation that provides clear rules for the industry while preserving innovation.

Related: Crypto exchange Kraken faces probe over possible securities violations: Report

According to Staking Rewards, the top four staked cryptocurrencies by market cap account for over $55 billion in staked assets, suggesting a country-wide ban would be a huge hit to the country’s crypto industry which has already seen an exodus of crypto-related businesses.

Some industry commentators have suggested that the SEC might go after centralized parties which offer staking services rather than the technology itself, believing the latter would be a losing battle which would “crush them in precedent.”

The general counsel for Delphi Digital’s research and development arm, Gabriel Shapiro, suggested there is a strong argument that staking services provided by centralized exchanges like Coinbase constitute a security, drawing parallels between them and other “Earn” products.

Coinbase is currently subject to an ongoing SEC probe, which Coinbase revealed in an Aug. 9, 2022 SEC filing was in relation to its staking rewards amongst other offerings.

The post Getting rid of crypto staking would be a ‘terrible path’ for the US — Coinbase CEO appeared first on Derek T McKinney – A Web Expert.

Time for “No work, no pay” for the government

The multi-layered misery Nigerians are presently suffering because of the concurrent problems of fuel scarcity, Naira shortage, energy crisis, and sundry other peculiar issues is similar to the dysfunction society experiences when certain professionals go on industrial action. As things stand in the country today, the government might as well be on strike. Looking at how things are in Nigeria, it is not that hard to see that the distinction between the situations where the labour unions down their tools and when government officials say they are hard at work has become blurry. The government is so inept that their “work” is as bad—and probably even worse — than no work.

The principle of “no work, no pay” that the government likes to tout each time workers down their tools should hence be applied to government officials when they fail in their duties as they are doing now.

Let me preempt those about to remind me that the issue here is not that the government, unlike labour unions, embarked on industrial action. Agreed. One can even argue that things are the way they are, not because Nigerian administrators failed to work, but because they did! We would be far better off if their incompetent selves would do us a favour and stay at home.

Even when the present crises are resolved eventually, what people have lost in resources — especially one like time — can never be either fully accounted for or restored. The businesses that should have been transacted during the period are irrecoverable. Yet, people will still be compelled to fulfill certain obligations despite the massive losses they sustained when the government absconded from its duties. If they truly think the deserved penalty for workers who let things fall apart because they went on strike is to withhold their salaries, then they should be applying the same measures to themselves when society fails under their watch.

Nigeria has recently become too difficult, tense, and overly traumatising. Even before the ill-designed Nigeria redesign policy by the Central Bank of Nigeria threw millions of people into needless hardship, this administration’s poorly conceived policies had systematically diminished the quality of life. The CBN under Governor Godwin Emefiele has a track record of serial failures for which he hardly ever takes responsibility. His behavioural pattern is to blame others for whatever he does inefficiently. For instance, in July last year, he blamed the Nigerian National Petroleum Corporation Limited for the fall of the naira. Four months later, he again blamed the Nigerians going to school abroad for causing the fall of the naira. Meanwhile, in 2016, the same Emefiele blamed US policy for the same naira freefall! Add all the instances together, and you get the impression that Emefiele has no exact idea why exactly the naira is performing poorly. He just reaches for whatever irritates him at each point. When the e-naira project he started in 2021 did not take off as he expected, he also blamed the banks. The naira redesign policy is causing hardship; once again, the blame has been redirected to the banks. Which one is his fault?

In several articles, I have written on why Emefiele should have been asked to resign eons ago. The biting hardship to which his inadequately executed redesign of the naira has subjected Nigerians is further proof of his inadequate comprehension of Nigeria’s realities and lack of capacity to envisage outcomes.

Forget the idle chatter about the naira redesign as a machination against a particular presidential candidate, the truth is that our ruling class does not have the mental acuity to forge a complex conspiracy like that. The wickedness of our leaders hardly ever goes beyond their unimaginative looting of public funds and using law enforcement agencies to abuse people. As you can see from the quality of governance, the intellectual capacity of the Nigerian political class is too rudimentary for them to contrive such mischief just to make Bola Tinubu lose an election. There is little to testify that they have the ability for the conceptual thinking necessary to devise a crisis that will shortchange Tinubu’s candidacy. Why go through all the drama of Naira scarcity — which affects them too — when they can take the far easier option of buying up the votes that will go to him on election day? Or they could have deployed the same “remote control” the President, Maj. Gen Muhammadu Buhari (retd.) once boasted as having helped them win elections in Osun State.

Instead, if there is something the ongoing Naira scarcity has starkly demonstrated, it is that some of the key managers of Nigeria do not understand the country’s realities and complexities enough to design any fitting policy for us. They have poor comprehension of cause and effect in macro terms, lack the capacity for abstract thinking, and are certainly bereft of imagination. What they have done with the naira redesign policy illustrates how they have bungled other aspects of Nigerian administration. The crunch is being felt more viscerally than their other failures because the Nigerian economy is largely analogue and depends too heavily on physical cash. What exactly have they done since 2015 that is not analogous to the failure of the naira redesign policy? Emefiele’s bland response to the crisis of the naira shortage was to ask people to remain orderly and await their turn in the queues even if it takes days for them to get cash. His oversimplification of what has turned into a crisis shows they did not make any contingency plan.

The concomitant fuel crisis is no different either. The Chief Executive Officer of the NNPCL, Mele Kyari, too, has blamed various forces for the lingering fuel crisis. During a recent television appearance, he noted that the problem of fuel scarcity in Nigeria is “greed.” This greed is not in the NNPCL – which he, of course, superintends — but somewhere “across the value chain…all the way from the depots to the fuel stations to the trucks to those you meet on the road.” I suppose this is the point we should all congratulate Mr Kyari on his astounding discovery of human nature in a capitalist economy. Is there anywhere in the world humans will see a chance to make higher profits and not take it?

The job of agencies like the NNPCL is to create a system of circulating their product that has considered the human factor and tried to minimise the effects of their intrusions in distribution processes. Blaming greed or similar disposition is merely unimaginative.

Kyari’s fingering greed is another issue with some of these public officials. To deflect their responsibility, they characteristically allude to abstract factors such as “16 years of the PDP,” “climate change,” “war in Libya,” “Ukraine war,” “global pandemic,” and so on. They are always full of excuses to explain their failures, but never have testimonies of their overcoming challenges to share. If that time will ever come when these people will finally be responsible, it will be because they are held accountable. One way to achieve this is to turn the argument they make against labour unions back at them. If they truly believed that people who do not work should not be paid because of what they cost society during the period they suspend professional activities, then they too should have their salaries and allowances withheld each time Nigeria experiences crisis because of their inactions. You do not think people should be paid for work they failed to do? Good. Now, start with yourself.

US banking giant BNY Mellon says digital assets are ‘here to stay’

Despite most of the cryptocurrency market being down 60% from all time highs, Demissie said the digital asset industry is “here to stay.”

Michael Demissie, the head of digital assets at Bank of New York Mellon (BNY Mellon) is adamant that the cryptocurrency market fall in 2022 won’t waver institutional interest in digital assets. 

At a conference run by Afore Consulting on Feb. 8, Demissie said the digital asset industry is “here to stay” as institutional investors have held a strong interest in crypto.

“What we see is clients are absolutely interested in digital assets, broadly,” he said, according to a Feb. 8 report from Reuters.

Demissie backed up his thoughts by referencing a survey conducted by BNY Mellon in October, 2022, which found that 91% of custodian bank clients are interested in investing in blockchain-based tokenized products.

The survey also found that 86% of institutional players are adopting a “buy and hold” strategy, which may suggest that they see the cryptocurrency market as a long-term play.

88% of those surveyed also said the severe cryptocurrency market turndown in 2022 hasn’t changed their plans to invest in the digital asset sector over the long term.

Demissie did however state that more work needed to be done in Washington D.C. so that industry players can move forward with more regulatory clarity.

“We absolutely need clear regulation and rules for the road. We need responsible actors who can offer reliable services that live up to investors trust.”

“It’s important that we navigate this space in a responsible way,” he added.

On Feb. 2, BNY Mellon announced the appointment of Caroline Butler as the firm’s CEO of Digital Assets to help drive the next wave of adoption for the bank’s clients.

Butler was previously the CEO of custody services.

The appointment comes as BNY Mellon launched its own digital custody platform in October, 2022, offering selected institutional clients the opportunity to invest in Bitcoin (BTC) and Ether (ETH).

Earlier in February, 2022, BNY Mellon announced a partnership with on-chain metrics platform Chainalysis to help track and analyze cryptocurrency products.

Related: Clear regulations will accelerate crypto adoption, says SEBA Bank exec

BNY Mellon isn’t the only big bank making moves in the digital asset industry of late.

Goldman Sach was reportedly expressed interest in buying cryptocurrency firms after several were impacted by FTX’s catastrophic collapse in November.

While JPMorgan CEO Jamie Dimon isn’t a fan of Bitcoin, his firm has dabbled with blockchain-based services in recent times. In November, the firm successfully executed its first-ever cross-border transaction using decentralized finance (DeFi) on a public blockchain.

The post US banking giant BNY Mellon says digital assets are ‘here to stay’ appeared first on Derek T McKinney – A Web Expert.

Modern U.S. Society Takes Lack Of ID Card To Be Proof You Don’t Exist

Modern U.S. Society Takes Lack Of ID Card To Be Proof You Don’t Exist

This scene was created by affordablehousingaction.org and is licensed under CC0 1.0 Universal Public Domain Dedication
A city worker helps to erase a tent encampment along with the existence of those homeless whose ID documents have been trashed together with other personal items.

So you’re American. Suppose you want to join the military, put your life on the line for your country (and earn the dollars that can lift you out of poverty). Can you prove who you claim you are? Without ID, this career and this route out of poverty are quite probably denied you.

That was the case as of February 22, 2019 — almost 4 years ago. That was the day the Seattle Times reported on the pros and cons of an initiative just introduced in the Washington State’s legislature. The initiative would stop the state from selling ID cards to poorest who can’t afford them and who lack any conventional form of identification such as a driver’s license.

It’s useful to back up your reading habits to that date in order to evaluate the distressing impact of the fee charged to homeless people in Washington State to allow them to join the land of the electronically living.

The penalties imposed by modern society upon a lack of such identification can be a tremendous hardship. Those lacking the money to buy an official form of ID often lack ability to keep it secure even if they . . momentarily . . . have it. This latter problem was raised as the legislature considered the bill 4 years ago.

By the time Washington State began to consider a legislative fix to the ID problem, eight other states had already passed laws to provide inexpensive or free identification for people who could not pay for it. The small profit to the government didn’t square with the personal cost of not having ID. Read more in The Seattle Times: Washington lawmakers consider bill that would provide the homeless with a free ID card

Fast-forward now to January 2023. On the first of the month, the law to provide free ID cards in Washington State finally came into effect. Hopefully it will help relieve the nagging burden of being unidentified in a society that increasingly requires to know just who you are.

Alas, this positive development is marred somewhat by the ‘one time only’ nature of the Washington’s free ID card. Homeless, beaten up and robbed? Returned ‘home’ to a tent city only to discover that your belongings, including ID, have been hurled into garbage truck and carted away? Back to being nobody with no resources, and no way of proving who you are. Read more at KOMONEWS: Free ‘Identicard’ program now available for those experiencing homelessness

The post Modern U.S. Society Takes Lack Of ID Card To Be Proof You Don’t Exist appeared first on Affordable Housing Action.


Come From Away? Don’t Cut No Ice With Us. Not Your Home, So Begone, Homeless”https://affordablehousingaction.org/come-from-away-dont-cut-no-ice-with-us-not-your-home-so-begone-homeless/

Staff Wed, 08 Feb 2023 05:10:58 +0000 Homeless Rights
Taking Control
https://affordablehousingaction.org/?p=50957

“Papers, please!” Wouldn’t it be great if a community could gold-braid and tin hat a cadre of officious, hopefully armed, bureaucrats. They would challenge those hoards of suspicious undesirables that ‘come from away’ — unfamiliar faces for those prone to narrow-eye the population passing in the streets, or worse, sleeping indolently in doorways. Perhaps such […]

The post Come From Away? Don’t Cut No Ice With Us. Not Your Home, So Begone, Homeless” appeared first on Affordable Housing Action.

This scene was created by affordablehousingaction.org and is licensed under CC0 1.0 Universal Public Domain Dedication
The unexpected arrival of neighbours in trouble: an opportunity for human kindness and caring, not a time for sour, petulant dogs-in-a-manger.

“Papers, please!”

Wouldn’t it be great if a community could gold-braid and tin hat a cadre of officious, hopefully armed, bureaucrats. They would challenge those hoards of suspicious undesirables that ‘come from away’ — unfamiliar faces for those prone to narrow-eye the population passing in the streets, or worse, sleeping indolently in doorways.

Perhaps such wartime-style guardians of local integrity could be qualified to take immediate action with, say, a bag of stones.

“These papers are not in order! You are not a qualified local. You will have a 5 meter head start, thereafter, I will follow behind with my approved weaponry and not cease from throwing until you are stoned out of town!”

Come from away? Forget the romantic internationalism that spawned a hit musical by that name1. Yes, forget that kind of ‘Come From Away,’ even if it was based on a true story.

Given the current and rapidly worsening homelessness catastrophe occurring pretty much worldwide, communities might wish to look back towards medieval times for appropriate remedies, such as stoning. That increasing need is clearly reflected in angry letters to editors, as well as belligerent oratory by local city councillors and the media determined to assert that all the recently spotted unfamiliar faces lurking about quite simply “do not belong.”

The latest community to come to our attention in a welter of impotent fury? Victoria, the capital of Canada’s Province of British Columbia. Read more in Capital Daily: ‘Tale as old as time’: Debunking pervasive myths about homelessness in Victoria

But, you know, why not just skip all the ‘debunking?’ Disregard whatever truth that underlies ‘unfamiliar face’ claims. Why not just take the arguments as fully and completely ‘bunked.’ (Or in the case of homeless people, they might be perhaps more appropriately described as ‘un-bunked).

After all, name a modern democratic country that restricts the right of citizens to up stakes and move to a their personal vision of more attractive place to live. The European Union even allows such migration between countries. So why should your locally encountered collection of people who are homeless suddenly lose that right?

All right, maybe you think it’s unfair for a single community, such as wealthy Victoria, to be forced do more than its share, thanks to all those officially ‘bunked’ incomers lurking about the streets. If so, complain to the federal government. They’re the ones most capable of sharing out the burden (temporarily and with permanent support dollars) to mitigate homelessness in all Canadian communities.

There will of course be something of a waiting for the day, hopefully soon, when the problem can be eliminated across the entire country, whether featuring familiar faces or not. Take some comfort, agitated Victorians, that as a provincial capital, your well-heeled and nationally influential community can play an important part in an all-out war on behalf of a human right to adequate housing, which is so desperately needed.

The post Come From Away? Don’t Cut No Ice With Us. Not Your Home, So Begone, Homeless” appeared first on Affordable Housing Action.


Social Housing Mould Killed Awaab Ishak. Will Institutional Apathy Kill Others?https://affordablehousingaction.org/social-housing-mould-killed-awaab-ishak-institutional-apathy-will-kill-many-others/

Staff Tue, 07 Feb 2023 05:10:15 +0000 Preserving Existing Housing
Safety and Quality Impact On Health
Who will it help
https://affordablehousingaction.org/?p=51122

In the wake of a two-year-old boy’s mould-related death, what most struck the Manchester Evening News and the UK Charity Shelter, which shared a now internationally known investigation, was “the scale of institutional apathy from the housing association.” After Awaab Ishak died, Rochdale Boroughwide Housing (RBH) actually found reasons to give pay raises to its […]

The post Social Housing Mould Killed Awaab Ishak. Will Institutional Apathy Kill Others? appeared first on Affordable Housing Action.

affordablehousingaction.org © all rights reserved
How far did this post writer need to go to find a picture of mould? To his bathroom window in a 1920’s apartment building. All of its windows are susceptible to ‘black’ mould.

In the wake of a two-year-old boy’s mould-related death, what most struck the Manchester Evening News and the UK Charity Shelter, which shared a now internationally known investigation, was “the scale of institutional apathy from the housing association.” After Awaab Ishak died, Rochdale Boroughwide Housing (RBH) actually found reasons to give pay raises to its executives.

The investigation’s impression was that RBH was more interested in managing its reputation than the health of their tenants. And sure enough, in the same building, the investigators found that other tenants had mould problems too. Doctors had reported the potentially life threatening danger of the moulds. Yet nothing had been done about these potentially dangerous outbreaks for bureaucratic reasons.

In a small hurricane of horror and recrimination that followed Awaab’s death, the management of the mould crisis has been taken over at the highest level in the United Kingdom. Dominic Gove, Secretary of State for Levelling Up, Housing and Communities, has taken charge. Meanwhile RBH has lost its funding, and the CEO (who earned £170,000 a year) has been fired.

Awaab’s death has shaken the United Kingdom. But worldwide, city councils, housing authorities and associations of all stripes, as well as every level of government, would do well to take notice1.

Mould is a threat to the health of some people that will never go away. The organism in all its wide range of appearance, colour and toxicity is a vital part of the life cycle of death and rebirth. Arguments may be made that life on earth as we know it might well not exist without mould.

Mould must be recognized to be found everywhere, particularly indoors. There, circumstances that lead to unhealthy, even lethal, levels must be controlled. That includes not only social housing, but in ALL housing where temperature and moisture levels can easily lead to its dangerous invasion and spread.

For the latest in how the UK is dealing with this the fallout from Awaab’s death, read more in the Manchester Evening News: A step towards meaningful change following the case of tragic Awaab Ishak

The post Social Housing Mould Killed Awaab Ishak. Will Institutional Apathy Kill Others? appeared first on Affordable Housing Action.


Public Housing: NYC Engages In A Pact With the Devilhttps://affordablehousingaction.org/public-housing-nyc-engages-in-a-pact-with-the-devil/

Staff Tue, 07 Feb 2023 05:05:33 +0000 Opaque “solutions”
https://affordablehousingaction.org/?p=50966

We need to remember: there is the devil we know, and the devil we don’t know. This post is about the devil we don’t know. That devil is in the details, and we don’t have them. Information bottom-feeders do the best they can, living as they do in New York’s public housing. They have the […]

The post Public Housing: NYC Engages In A Pact With the Devil appeared first on Affordable Housing Action.

NYCHA Seward Park Extension photo by Kidfly182 is licensed under CC BY-SA 4.0
Seward Park Extension in New York City. Residents are wary of plans to change the way the building is managed.

We need to remember: there is the devil we know, and the devil we don’t know. This post is about the devil we don’t know. That devil is in the details, and we don’t have them.

Information bottom-feeders do the best they can, living as they do in New York’s public housing. They have the privilege of trying to decode the latest tangle of financial googletygook that issues from The New York City Housing Authority (NYCHA) and its bureaucratic Fairy Godmother, the U.S. Department of Housing and and Urban Development (HUD).

For many if not most tenants, the decisions of these agencies will profoundly affect their entire future, even as they struggle daily to confront the consequences of some 40+ billion dollars-worth of urgent repairs — funding that is absent on parade.

Recently, information-unscrambling tenants have been subjected to a unusual set of multiple confusions, sitting on the sidelines as NYCHA and HUD explain new developments in public housing funding with supreme authority, but only partial clarity.

It seems that HUD has been forced by Congress to hold down the flush handle on ‘Section 9’ funded dollars, currently inadequate and already whirling around the bowl. That means public housing in America will decline into oblivion and tens of thousands will loose their truly affordable homes.

However, thank goodness, tenants have been told that it is possible to turn a Section 9 liability into Section 8 funding. Section 8 funding is generally associated with vouchers, which allow hopeful holders to be refused accommodation everywhere in America.

The Rental Assistance Demonstration program (RAD) gives HUD authority to transfer Section 9 to Section 8. Once in Section 8, the money can be swirled around the bowl and intermingled with private investment money to repair public housing stock. This somehow saves the day at least temporarily, until that future day (or days!) when the private investment-pipers arrive to play their profit-demanding tune.

And so Section 8 gives us pop-up (today) savings with pop-up (tomorrow) liability of unclear cost and consequence. In New York City, HUD’s RAD becomes NYCHA’s Permanent Affordability Commitment Together (PACT). RAD and PACT will, in the fullness of time,  demonstrate just who is the ultimate recipient of the Assistance:

    • Door 1: New York’s poverty-stricken renters, or
    • Door 2: private investors.

Both? Maybe, but in the balance, what are tenants of Seward Park Extension to make of notices they have received, explaining that their homes are being converted to a Section 8 program, and that management will be transferred to a private company? Read more — some of the facts, as well as the some of the fears now echoing around two buildings — in The Village Sun: PACT impact: Privatization fears at Lower East Side public housing

As far as privatization fears are concerned, in theory there are none. The private investor/manager will not own Seward Park Extension, merely administer a 99-year lease, renewable. Since little or no public housing has lasted 99 years in the U.S, does this mean that the lease amounts to an effective change of ownership? That is just one of the many details in which the devil resides.

Some of the implications that are troubling current tenants are explained in the following NYC publication. It states what benefits the tenants may receive under the new arrangement, even as it also explains how NYCHA itself will benefit.

There is one fatal flaw in the publication, however.

There is no explanation whatsoever about how the private company will benefit, even though it will be purchasing a lease interest in a mismanaged NYCHA portfolio that has already lasted a human lifetime and has an outstanding 40+ billion dollars repair bill.

Everybody . . . everybody knows that private enterprise is in business to make a profit for its shareholders. So where’s the beef? Why is nobody telling the tenants just how always-underfunded maintenance management will cough up the cash if there is no other place for a private leaseholder to nibble, or gulp or gouge its profits? The lack of these details makes a sham out of an otherwise carefully laid out document. Give it a read and see for yourselves at the NYCHA web site: WHAT IS PACT?

For other posts about RAD and PACT, try: Enough Already with Ex-HUD Privatized Tenant-And-Rat Stories, Evaluating HUD’s Rental Assistance Demonstration , Repairing US Existing Public Housing: A Pact With A Toothless Devil? and A Rare(?) Thumbs-Up For HUD/NYCHA Public Housing Repair

The post Public Housing: NYC Engages In A Pact With the Devil appeared first on Affordable Housing Action.


Can Live-In ‘Mr. Fixits’ Fix Public Housing Better? Victoria, AU Aims To Find Outhttps://affordablehousingaction.org/can-live-in-mr-fixits-fix-public-housing-better-victoria-au-aims-to-find-out/

Staff Mon, 06 Feb 2023 05:10:58 +0000 Who will it help
https://affordablehousingaction.org/?p=50973

The Labour Government in the Australian State of Victoria is sharing some of its ‘labour’ ideology with workers who live in Public housing. Isn’t it most efficient and economical to use some bid-winning firm to provide the labour to handle maintenance in the state’s public housing? Contracting out is certainly the usual way of finding […]

The post Can Live-In ‘Mr. Fixits’ Fix Public Housing Better? Victoria, AU Aims To Find Out appeared first on Affordable Housing Action.

Mr fix-it is in town photo by thefuturistics is licensed under CC BY 2.0

The Labour Government in the Australian State of Victoria is sharing some of its ‘labour’ ideology with workers who live in Public housing.

Isn’t it most efficient and economical to use some bid-winning firm to provide the labour to handle maintenance in the state’s public housing? Contracting out is certainly the usual way of finding workers to do the endless fixer-upper tasks that show up in any multi-tenant building, whether free market, or subsidized housing.

But Victoria is betting that folks have a vested interest in keeping public housing well maintained if they actually live in the building. Not only is it hoped they’ll do maintenance as well or better than contracted labour from who-knows-where, but the scheme has the bonus of providing work for public housing residents.

Read more in The Bull: Public Housing Renters Lead Way On Maintenance

The post Can Live-In ‘Mr. Fixits’ Fix Public Housing Better? Victoria, AU Aims To Find Out appeared first on Affordable Housing Action.


Getting Good Data About Housing And The People Who Need Ithttps://affordablehousingaction.org/whats-different-when-the-community-collects-the-data/

Rosemary Foulds Mon, 06 Feb 2023 05:05:31 +0000 Discrimination
Taking Control
https://affordablehousingaction.org/?p=51035

Everyone is mad keen about data these days. Getting into the data business has told us important stuff already. There’s a lot more to learn. The expression “there are lies, damn lies and then there are statistics” reminds us that data by itself will not necessarily point to useful answers. Here are two stories about data […]

The post Getting Good Data About Housing And The People Who Need It appeared first on Affordable Housing Action.

This scene was created by affordablehousingaction.org and is licensed under CC0 1.0 Universal Public Domain Dedication
When making a plan to improve housing for people who need it, it’s important to have good information about what actually helps them.

Everyone is mad keen about data these days. Getting into the data business has told us important stuff already. There’s a lot more to learn.

The expression “there are lies, damn lies and then there are statistics” reminds us that data by itself will not necessarily point to useful answers. Here are two stories about data gathering efforts from the United States that have shown promising results.

Both started when the U.S. Department of Housing and Urban Development (HUD) required local communities to assess their housing needs as part of the process to receive HUD funding.

The first story comes from Minneapolis, and Hennepin County, which surrounds it. A housing needs assessment was prepared by the Hennepin County Fair Housing Implementation Council1.

Once completed, it was submitted to HUD. However, after the submission, three cities in Hennepin County appealed to HUD, protesting the findings. The issue for the protesting cities was an over-concentration of affordable housing.

HUD decided that the housing needs assessment could do with more community input. This triggered a rethink at the local level about how to gather input from the community. A consultation process was designed to reach out to groups that had had limited involvement when the needs assessment was first prepared.

Part of the new consultation included local service organizations that were in daily contact with people who are struggling with precarious housing. Those folks often don’t want to speak up. The reasons vary. Some are embarrassed by their unfortunate status, which could be seen as a personal failing. Some don’t want to attract attention that could undermine the delicate balance of their housing situation. Some simply don’t have the time.

When they were asked to talk about their situation by a local service organization that had helped them, people were more willing to describe their housing challenges and talk about what would help. The consultation succeeded in gathering input from more residents. Some were experiencing all forms of housing instability including high housing costs, evictions, and poor housing quality.

Some of the people who spoke up lived in the areas where affordable housing was more concentrated. Concentration had been identified as a problem by the cities which had appealed the needs assessment. The tenants pointed out that the housing may be concentrated, but it also has strengths. It provides stability and mutual support to residents who have very low incomes. Their input highlighted that affordable housing offers much more stability than a voucher to rent housing in the private sector. Vouchers mean living among people who neither understand nor appreciate the concerns of those with very low incomes.

The second story comes from the Boston area, where community groups in three cities were contracted to collect data, starting in 2016. This project was facilitated by the Conservation Law Foundation and researchers at the Department of Urban Studies at the Massachusetts Institute of Technology (MIT). These two organizations helped ensure that the research would produce reliable results. It would also allow comparisons between each of the Boston-area cities and with others across the country.

Local residents were hired to survey their neighbours. The surveyors and the MIT researchers worked together to figure out good ways to ask the questions. For example, the surveyors asked respondents if they enough money to cover their basic living costs, rather than asking about their annual income2.

Once the data was collected and processed, the surveyors were part of the team that analysed the results. Local knowledge played a key role in interpreting the data. That process also helped to build connections between the neighbourhoods that participated in the survey. This contributed to the sense that community members were in control of their data. Reflecting on the process, one surveyor said,

“We sometimes gloss over it, but I don’t know many research studies that are run by residents and directed by Black and Brown people that have gotten this much funding. . . . That’s a huge part of this. People are taking control over the narrative.”

Shelterforce is the source of both of these stories. The one from Minneapolis and Hennepin County is called: Contracting with the Community
The story from Boston is linked here: What’s Different When the Community Collects the Data?

For another story about locally controlled and owned data, this time by indigenous peoples in Toronto, try: Indigenous Leaders Turned COVID’s Gloomy Prospect Into An Opportunity In Toronto

The post Getting Good Data About Housing And The People Who Need It appeared first on Affordable Housing Action.


Indigenous Leaders Turned COVID’s Gloomy Prospect Into A Toronto Opportunityhttps://affordablehousingaction.org/indigenous-leaders-turned-covids-gloomy-prospect-into-an-opportunity-in-toronto/

Rosemary Foulds Fri, 03 Feb 2023 05:10:04 +0000 Discrimination
Indigenous Health
https://affordablehousingaction.org/?p=50999

In Canada, witnessing decision after decision to undo measures that were put in place during COVID is cause for head scratching. The country’s 2020 Community Emergency Response Benefit (CERB) enabled Canada to meet its target to reduce its child poverty targets nine years early. Now, however, CERB has been replaced by something far less generous. […]

The post Indigenous Leaders Turned COVID’s Gloomy Prospect Into A Toronto Opportunity appeared first on Affordable Housing Action.

bridging knowledge to health photo by paul bica is licensed under CC BY 2.0
This bridge connects the Knowledge and Health Care arms of St. Michael’s Hospital in Toronto. Indigenous leaders worked with the Kknowledge arm to gather data about the health of Indigenous peoples living in the city as part of a successful Indigenous health clinic.

In Canada, witnessing decision after decision to undo measures that were put in place during COVID is cause for head scratching. The country’s 2020 Community Emergency Response Benefit (CERB) enabled Canada to meet its target to reduce its child poverty targets nine years early. Now, however, CERB has been replaced by something far less generous. On top of that, inflation is making basic necessities far more expensive. Although we don’t have official numbers yet, it seems certain that we’re going to fall far back from heady achievements in 2021.

But it turns out we’ve reaped something more than gloom and doom as COVID funding is cut. This post features a project that began during COVID, which helped enormously and which seems likely to continue in a good way.

The example is Auduzhe Mino Nesewinong Clinic (Auduzhe). ‘Auduzhe Mino Nesewinong’ is from Anishnawbemowin language and translates as the Place of Healthy Breathing. The clinic began operating in October 2020, offering COVID testing to First Nations, Inuit and Métis people and their families who live in Toronto. Auduzhe also offered vaccinations, when they became available. Throughout, Auduzhe provided individualized supports to clients, which include

    • accurate COVID-19 information,
    • coordinating with isolation centres to support clients who are unhoused,
    • warm referrals and follow-ups to hospitalized clients, and
    • delivering food, medicine and care packages to those choosing to isolate at home.

Auduzhe is a collaboration between Na-me-res, Seventh Generation Midwives Toronto and Well Living House1. These three organizations are led by Indigenous people and informed by Indigenous world views.

Historically, indigenous people have not been served well by Canada’s health services and public health services. It’s not possible to know what would have happened if Auduzhe hadn’t been there. It seems likely, however, that having Indigenous-led sources of information and support meant that Indigenous peoples felt more confident about participating in COVID health measures.

Auduzhe is also part of a project called We Count, which gathers data about Indigenous people. We Count is led and controlled by Indigenous people. Anyone who came in contact with any of Auduzhe’s supports was invited to enrol. 500 people signed on. We Count gathered high quality information about Indigenous people’s access to, and use of, health services. Going forward, this can inform discussions about providing health services and public health services in ways that could improve health outcomes for Indigenous people.

A report about Auduzhe is one of five case studies in social service innovation which were commissioned and published by the United Way. Links to the case studies are posted here. The title of the report about Auduzhe is “Auduzhe Mino Nesewinong Clinic (Place of Healthy Breathing): Advancing Indigenous health and data equity.”

You may also be interested in another project from Well Living House, which was about Indigenous-led services for people who are homeless. The project wrapped up just before the pandemic began and has not received the attention it deserves. Try: Homeless Services For Indigenous People In Canada Get A Boost.

The post Indigenous Leaders Turned COVID’s Gloomy Prospect Into A Toronto Opportunity appeared first on Affordable Housing Action.


Building On COVID Innovations To Support People Who Are Homelesshttps://affordablehousingaction.org/new-hospital-program-helps-torontos-homeless-cuts-ambulance-offload-time/

Rosemary Foulds Fri, 03 Feb 2023 05:05:58 +0000 COVID-19
Homeless Rights
Multi-government Interactions
https://affordablehousingaction.org/?p=50984

Have you ever had a day when you just needed to rest? There could be any number of reasons why you don’t actually do it. But at least there is a home where you can rest, if you want to. If you need to rest and are homeless, it’s trickier. Where can you rest, especially […]

The post Building On COVID Innovations To Support People Who Are Homeless appeared first on Affordable Housing Action.

This scene was created by affordablehousingaction.org and is licensed under CC0 1.0 Universal Public Domain Dedication

Have you ever had a day when you just needed to rest? There could be any number of reasons why you don’t actually do it. But at least there is a home where you can rest, if you want to.

If you need to rest and are homeless, it’s trickier. Where can you rest, especially when it’s cold outside?

Hospital emergency rooms might be the last place you would choose to go to rest. They are busy. Except for the fact that it’s warm, you don’t need to be there — you aren’t sick. You need to . . . rest.

A hospital in Toronto has just opened a clinic for resting. It opened in just five weeks, even though the provincial government, the City of Toronto, the hospital, a community health centre and a community services provider all needed to give consent and support.

They were able to pull the clinic together quickly because these agencies had worked with each other during COVID, running recovery sites. The recovery sites accommodated people who were homeless and needed to wait for test results. If they tested positive, they had a place to stay while they were sick with COVID.

Peer support workers are currently part of the team at the hospital’s clinic, having proved their value over and over at the COVID recovery sites. The clinic team also includes workers from the community health centre and the community services provider.

Articles from across the continent are now reporting that healthy and humane responses developed to assist homeless people are being abandoned and dismantled. It’s encouraging to discover that some innovations that were piloted during COVID are being preserved. The innovations are new ways to tackle problems that existed before the pandemic, and can well benefit from continued application in a recovering world and beyond.

You can read more about the new clinic at the CBC: New hospital program helps Toronto’s homeless, cuts ambulance offload time

You might also be interested in a report about the COVID recovery sites. It documents the process of setting up and operating these ‘waiting places’. It discusses things that went well at the recovery sites and that could be models for tackling other longstanding problems.

The report is one of five case studies in social service innovation which were commissioned and published by the United Way. Links to the case studies are posted here. The title of the report about the recovery sites is Etobicoke recovery site for people experiencing homelessness: reimagining partnership between the healthcare and community services sector

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Some Ideas To Fix England’s Social Rent Housing Deficithttps://affordablehousingaction.org/unlocking-social-housing-how-to-fix-the-rules-that-are-holding-back-building/

Rosemary Foulds Thu, 02 Feb 2023 05:10:36 +0000 Opening the door
https://affordablehousingaction.org/?p=50777

In 2010 about 37,000 new social rent homes were built in England: in 2021, just 1,500 were built. This does not compare favourably with the 100,000 households in temporary accommodation (who are waiting to move to permanent housing) or with the 1.1 million on waiting lists for social rent housing. This post is about four […]

The post Some Ideas To Fix England’s Social Rent Housing Deficit appeared first on Affordable Housing Action.

Brownfield contaminated site photo by Department of Engineering, University of Cambridge is licensed under CC BY-NC-ND 2.0
If the government buys this land at its picture-taken value, the owner would sell for a pittance. Its ‘hope value’ (when developed as new housing), makes it much more expensive.

In 2010 about 37,000 new social rent homes were built in England: in 2021, just 1,500 were built1. This does not compare favourably with the 100,000 households in temporary accommodation (who are waiting to move to permanent housing) or with the 1.1 million on waiting lists for social rent housing. This post is about four different reports that offer ways to tackle the issue.

The first, Unlocking Social Housing, recommends changes that will allow housing associations and councils to build new social rent housing. One change aims to bring down land costs as a factor in homebuilding.

The report discusses the impact of adding two words, “hope value” to England’s land compensation legislation in 1961.

Here’s an example of the impact of the change. Governments often purchased agricultural land on the edge of communities to build social rent housing. Until 1961, the owner’s compensation was based on its existing use. Once “hope value” was added, the owner’s compensation became based on the intended use for the land. Agricultural land was priced much lower than residential land, so the compensation value rose.

When the amount paid for the parcel changed, local councils had to increase the densities of their developments in order to operate homes at rents that were affordable for the residents. Social rent housing construction changed from low rise, ground oriented homes to high rise tower blocks. Low rise residential land is priced lower than high rise residential. Compensation rates continued to rise, based on the “hope value” that a high rise would be built on a parcel of land in the future.

By 2022, the effect of “hope value” means that land contributes up to 70% of the cost of a new social rent home. The report argues that removing “hope value” is one way to bring down the cost of land.

The second, State of Brownfield Report, 2022, identifies land that is available for development as social rent housing. Building on any of these sites would not require taking land out of agricultural or recreational use. Each site supported an industrial use in the past and is a now-abandoned ‘brownfield.’ The sites are in all parts of England and provide space for up to 1.2 million homes.

The third, Delivering A Step Change In Affordable Housing Supply, recommends directing new sources of funding toward the construction of social rent homes. It begins by acknowledging that government subsidies have sunk to an all time low and show no sign of rising, despite the need.

It also recognizes that housing associations and councils have two pressing directives (net zero emissions targets and maintenance of existing stock), which will limit their capacity to add new social rent homes to their portfolios. As a solution, the report recommends changing regulations to give housing associations and councils access to alternative sources of funding that would typically expect a lower rate of return. Pension funds are one example. Charging a lower rate of interest would allow Housing Associations and Councils to borrow more.

The fourth, Making A House A Home, argues for reducing the size of the private rental housing sector. It recommends buying up private rental homes and converting them to social rent housing. As part of the transfer, the new owners (the housing associations and councils) would carry out work needed to provide social rent homes that are safe, secure and comfortable. Work would include upgrades to meet climate change requirements and correcting any building safety deficiencies. The report contends that this would add to the stock of social rent homes much faster than new construction.

These reports are most obviously directed to readers in England. However, the ideas discussed may be of interest to other readers who are intent on adding to the supply of non-market housing that will be affordable to people with very low incomes.

Reports 1, 3 and 4 are posted at Thinkhouse2.

Report 2 is posted at CPRE3

Report 1: Unlocking Social Housing: How To Fix The Rules That Are Holding Back Building

Report 2: State of brownfield report 2022

Report 3: Delivering a Step Change in Affordable Housing Supply

Report 4: Making A House A Home: Why Policy Must Focus On The Ownership And Distribution Of Housing

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The Easy Way of Making Money in Bitcoin

Bitcoin is a virtual currency that is very much in demand in today’s time, and there are effortless ways of making money in Bitcoin, which must be known by the individual so that they can use one of that ways. Many links like cryptocurrency trading can guide a person to avail the information related to all those ways in detail. Bitcoin cryptocurrency has become a big problem saver for individuals in terms of making money because, earlier, there needed to be a resource available to them to help them increase their bank balance. Making money is the most demanding event in anybody’s life. It is tough to invest in the market but easy to desire it.

Using The Best Strategies In Trading

Everybody enters the crypto world intending to make a lot of money to use in the business to become more popular and take the company to a good position. But for suitable trading, the person needs to use the best strategies because there is the consideration that helps in making money in Bitcoin, and one should know all the strategies they can use in the journey.

Every strategy has its way of dealing with things and contains a set of regulations to be followed by the person so that they can do all the things properly without getting into trouble. If the investors follow those rules correctly and pay attention to them at every point, it becomes easier for them to make money in bitcoin, which they should avoid. People are very interested in Bitcoin cryptocurrency because it can provide them with everything they require.

The professionals always recommend that the person use the strategies in their crypto trading and mining so that all these activities can come out as a successful part of the journey, and the investors are also ready to use every single thing which can help them in making money. Bitcoin Cryptocurrency always satisfies their investors that whatever they are doing in this system will give them a lot of benefits, and they will be thrilled with the number of features they will receive through the structure.

Having Good Knowledge Of The Market Situation

Another way that can help investors to make money in Bitcoin is having good knowledge about all the situations which are going on in the market because this is something that will help them in making their decisions. It is a fact that if the person has good knowledge about the market then it becomes elementary for them to take their next step according to that and they get a little bit idea about the things which are in Trend and what are the things which are to be avoided by the person.

Many sources available on the Internet can help a person know about all the market scenarios, and one should always know about everything before starting trading. Trading is a challenging task, so one should be well prepared before entering into the structure, and one should know the things one should use to make the best trading. Bitcoin cryptocurrency is a solid digital coin and has become a big brand worldwide.

Selecting A Good Website For The Trading

It is also a crucial thing that helps the person make a large amount of money because selecting a good website for trading always allows them to earn money. Many items are to be checked by the person before choosing the website. People are very much interested or fantasizing about Bitcoin cryptocurrency because it gives all the required elements to the customers, which helps them make money, and this is what every investor wants.

Bitcoin is an extensive digital coin in the market, and the market capitalization of the currency is also very good, making it a very sensible and stable digital coin. Still, Bitcoin has emerged as the crypto market’s leader, which is why the currency’s demand is very high all over the globe because people want to have the coin’s ownership. By having privilege, the person can enjoy all the fantastic benefits it delivers. The change in the process initiates the users to take a chance on the model that illustrates the entire model.

Read more:

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Is Investing In Expensive Appliances Worth It When Selling Or Refinancing Your Home?

When it comes to selling or refinancing your home, appraised value is one of the most important factors. Many homeowners choose to invest in expensive appliances to make their home more attractive to potential buyers. But is it worth it? Will investing in expensive appliances really increase your appraised value? The answer is yes – but there are certain caveats. First, the quality of the appliance must be top-notch and the installation must be done properly. Second, the improvement must be in line with the overall value of the home. If a homeowner invests in a high-end refrigerator for their kitchen, but the home is already valued at the maximum level, the additional expense may not yield a significant return. However, if the home is valued below the area’s average, the investment in quality appliances could be beneficial. Finally, the money spent on appliances should be part of a larger plan to increase the value of the home. Investing in certain projects such as landscaping, painting, and updating bathrooms can also help increase the appraised value of the home.

If a home has recently been renovated or updated with new appliances, there is a chance of a significant increase in value, but not by a large amount. Buyers in the market for high-end and luxury homes want to feel as though they can move right away. If your home is in a less expensive market, upgrading your appliances may not significantly increase its value. Buyers will expect high-end appliances in higher-priced homes if the home’s value is higher. It is acceptable for sellers to lower their estimated values because they can afford to do so. No one has a single universal answer. The decision you make will be influenced by the factors that define your area, your price range, and your target market. If you want to enjoy high-end luxury while not updating every appliance in your home, we recommend investing in an all-in-one, pro-style kitchen range. It is possible to obtain luxury looks at a reasonable price without compromising on quality or dependability.

How will new appliances increase the value of a house? According to Consumer Reports, remodeling your kitchen, including new appliances, countertops, and flooring, can increase the value of your home by 3%% However, upgrading your kitchen before listing it may not always be the best decision.

Having a new kitchen, especially if you’re going to sell your home, can significantly increase your home’s overall value; while one or two new appliances alone may not increase the value of your home, you can expect a strong return on investment if you sell your home.

Many luxury appliances are designed with the intention of outlasting their average-priced counterparts. Furthermore, their immediate impact on your quality of life is reflected in your day-to-day actions.

Appraisers will also look into and itemize every appliance or fixture installed in a home, such as the dishwasher, refrigerator, washer/dryer, oven, and so on. You will be closely examined by the appraiser for any improvements you have made to your home, as well as its quality.

Do Appliances Add Value To Appraisal?

Appliances can definitely add value to an appraisal. Appliances, such as dishwashers, refrigerators, stoves, and washing machines, are desirable amenities that can raise the value of a home. Not only do they make a house more functional, but they can also be aesthetically pleasing. Buyers often prefer homes with updated appliances, as this means they don’t have to worry about replacing them soon after purchase. As such, when appraising a home, it’s important to consider the condition and quality of its appliances to determine their potential impact on the value of the property.

Appliances Not Required: Maximizing Home Value When Selling

A house’s appliances may not be required if the buyer decides what to include when selling it. Most appliances in a home are not considered fixtures because they can be easily unplugged and removed without causing any harm. Even so, certain appliances, such as built-in ovens, are considered structural components of the home and should be included.
According to the National Association of Realtors and the National Association of Home Builders, the top five projects that will increase the value of a home by $2,000 or more in 2022 are refinishing hardwood floors, installing new wood floors, installing new insulation, upgrading heating and cooling systems, and converting a basement to
The house can be appraised without any appliances, as long as the house has no other structure in it. The only thing that may be problematic is the appliance itself, as long as the setup for amenities such as ovens and stoves is in place.

What Appliances Add Value To Home?

Appliances can add a great deal of value and convenience to the home. From refrigerators, to dishwashers, to washers and dryers, these appliances can make everyday life easier and more efficient. High-end appliances, such as stainless steel and Energy Star rated options, can also add to the value of the home. Smart appliances such as refrigerators, ovens, and washers can be controlled from a mobile device, providing added convenience, and can even help reduce electricity bills. Appliances can be a great investment for the home, adding both convenience and value.

You can make a big difference in the way you enjoy your home by installing kitchen appliances. This feature is commonly associated with high-end appliances that can function while also elevating the look of the room. A home that provides wellness and healthy living options is a desirable location for buyers. Buyers are drawn to glass-surfaced cooking ranges or cooktops because of their ease of cleaning. You can’t make a decision about whether or not to add new appliances to your home based on a number of factors. According to 48% of millennials, they would rather buy a home that needed renovation rather than one that needed new construction. How do you select appliances that will fit your style and add value to your home?

Homebuyers today prefer to live in low-maintenance homes and appliances. According to 41% of homeowners, having a well-equipped kitchen with premium touchpoints is an important factor. When stainless steel appliances are used, potential buyers can see how their appliances look more modern. Commercial-style ranges have professional-grade aesthetics in sizes that make them ideal for use in the kitchen of your choice.

Appraising Your Home: Enhancing Value Through Appliances And Projects

It is critical to consider the appliances in your home when determining how valuable it is to appraise it. Quality and condition of your appliances, whether they are in the kitchen or the laundry room, can have a significant impact on the value of your home. A home’s appraised value rises with the addition of modern, attractive appliances, excellent flooring, and countertops, while it falls with the addition of broken cabinets, defective appliances, and a lack of counter space. If these items are replaced or repaired, they can improve the appraisal. Adding appliances to a home can be one of the most visible ways to increase its value, but there are many other ways to increase its value as well. The National Association of Realtors and the National Association of Home Builders have collaborated on a joint report that identifies five of the top five projects that will increase the sale price of a home by the most in 2022: refinishing hardwood floors, installing new wood floors, upgrading insulation, converting a basement into a These improvements can help to increase the appeal of your home to potential buyers, and they can also increase the value of your home’s appraisal.

What Increases A Home’s Value The Most?

According to a joint report by the National Association of Realtors (NAR) and the National Association of Home Builders (NAHB), the top five projects that will add the most value to a home in 2022 will be refinishing hardwood floors, installing new wood floors, upgrading insulation, converting a basement to

It is possible to increase the value of your home by making improvements. You can help increase the value of your home by decreasing the amount of stuff in it. Cleaning and decluttering are relatively inexpensive tasks that can be carried out in large homes. According to HomeAdvisor estimates, the cost of constructing an addition in the United States ranges between $49,562 and $54,000. Even old exteriors and interiors can be given a fresh coat of paint to create a new look. Aside from replacing old, leaky windows and installing energy-efficient appliances, you can make your home more efficient and valuable. Aside from improving the appearance of your property, landscaping can also make a big difference.

Consider hiring a home staging service if you’re selling your home. In most cases, a kitchen remodel costs around $80,000, with a homeowner expecting to receive around $60,000 in value. Almost three quarters of staged homes sold for more than their list price, costing an average of $40,000 more than their list price. You can contact a real estate agent to determine which staging services would positively impact the value of your home. You can borrow up to $35,000 for home improvements from a variety of personal loan lenders. A home equity loan, like a personal loan, has a fixed interest rate. Home equity lines of credit, also known as HELOCs, are similar to credit cards in that they come with variable interest rates. To be eligible for these loans, you must provide collateral. Cash-out refinances can provide you with the funds you require to complete a major renovation project.

When it comes to assessing a home’s value, a variety of factors must be considered. It is critical to recognize that real estate trends, the housing market, the home’s condition, age, location, and property size all have an impact on its ultimate value. The supply and demand equation is important in the appreciation process, which means that as the seller’s market grows, home values rise, while as the buyer’s market grows, home values fall. The location of the home is also important, with homes in desirable areas having better access to amenities and services, which are more likely to appreciate in value faster than homes in less desirable areas. Furthermore, homeowners who keep their homes up to date and repair them on a regular basis are more likely to earn higher returns than homeowners who need to make repairs, renovations, or upgrades. Finally, the value of a home is determined by a combination of these factors, which is why it should be valued by an experienced professional.

Is It Worth Buying Expensive Appliances?

A luxury appliance will be reliable and long-lasting because it is built with expert craftsmanship and high-quality parts, which reduce maintenance and repair costs, and extend the life of the appliance overall.

The Maytag MVWB965HC is a top selling model that costs more than $1,000. LG WM3770HWA costs about $200 more than the LG WW3270CW, which costs roughly the same. A French-door refrigerator has more storage space and is easier to use. Flagship models include time-saving features and water heaters that require an internal water pump. Bosch and Miele dishwashers have a reputation for producing dishes that function effectively. The only thing that matters with built-in refrigerators is their appearance. It takes a lot of maintenance to keep them in good condition and food does not stay as fresh as it should.

In some cases, when the Bosch 800 series is in use, it will not be audible from other rooms. A high-performance oven will most likely increase the power and versatility of your home. High-end burners produce over 18,000Btu, which is a significant increase over 12,000Btu for ordinary burners. In addition to high-end equipment, most ranges include a gentle burner that can handle delicate tasks such as chocolate melting. It is ultimately determined by your needs.

Any home should have top-of-the-line appliances. High-end appliances, from their attractive looks and superior functionality to their energy efficiency and durability, will pay for themselves in the long run. Furthermore, high-end appliances use significantly less energy and can last for decades with minimal maintenance. If a problem arises, these appliances typically come with a comprehensive warranty as well as excellent customer service. When it comes to high-end appliances, investing in them is a wise investment that will pay dividends for years to come.

Luxury Appliances: The Smart Investment For Your Home

When it comes to purchasing luxury appliances for your home, you can be confident that luxury appliances add value and are well worth the money spent. With luxury appliances, you can boost the resale value of your home because they are more durable and offer a higher return on investment than non-luxury appliances. They come with state-of-the-art features and modern design, as well as a wider range of functions and better looks. Furthermore, luxury appliances use stronger parts that are tested more thoroughly to ensure they will last for a long time. Investing in luxury appliances not only increases the value of your home, but it also provides you with peace of mind knowing that your appliances will last a long time.

How Much Do Appliances Affect Appraisal

An appliance appraisal looks at the state of the device and the quality of the material. In addition, if the appraiser is aware of the items, improved items and energy-efficient appliances may increase the likelihood of a favorable appraisal, similar to how non-functional appliances may increase the likelihood of a negative appraisal. According to Miller, the primary consideration is the home’s perceived value.

Factors To Consider When Appraising A Home For A Mortgage

When it comes to valuing a home for a mortgage, appliances are not frequently considered. It is because of the property’s value that the entire transaction is predicated on. Other factors, on the other hand, may have an impact on the appraisal. The age and condition of the home’s plumbing, HVAC, and appliances, for example, can all have an impact on its value. In addition, the value of the home can be lowered by the decline of the local market. As a result, before you commit to a mortgage, it is critical to consider all of the factors that can influence the appraisal of your home.

How Much Do Stainless Steel Appliances Increase Home Value

Stainless steel appliances can be a great way to add value to a home. Not only do they look modern and stylish, but they also have many practical advantages. Stainless steel is more durable than other materials, making it more resistant to scratches and dents, which is important in the kitchen. Additionally, stainless steel is much easier to clean and maintain than other materials, making it an attractive choice for homeowners. Ultimately, stainless steel appliances can add a significant amount of value to a home, as they are both aesthetically pleasing and practical.

There is a Gochnaeur’s Home Appliance near you. When it comes to home comfort, portable air conditioners can help you get the job done. On June 4, 2020, a new date will be added to the calendar. Have you ever been having uneven temperatures in your home, with some areas being uncomfortably warm? Maybe your central air conditioning system isn’t adequately cooling your bedrooms on the top of the mountain top. We’ve been thinking and talking to our customers about the energy efficiency improvements made in some of our toughest working appliances since Earth Day in mid-April. In recent years, Energy Efficiency Day has taken on a new meaning in the United States. During this holiday, people are encouraged to educate themselves on ways to reduce energy consumption and save money on appliances.

Stainless Steel Appliances: A Wise Investment For Home Resale Value

When it comes to purchasing kitchen appliances for your home, stainless steel is the best choice for resale due to its durability and dependability. It adds significantly to the value of rental assets, as evidenced by a recent HomeLight survey, and buyers are in high demand for it. Invest in high-end appliances to increase the resale value of your home because they not only last a long time, but they also make your kitchen look nicer and function better. Furthermore, stainless steel appliances add a modern and timeless look to any home, making it more appealing to potential buyers.

How Much Value Do New Appliances Add To A Home

New appliances add a tremendous amount of value to a home. Not only do they improve the aesthetic of the home, but they also help to increase the efficiency of day-to-day tasks. A modern refrigerator can help to keep food fresher for longer and reduce energy costs, while a dishwasher can help to reduce the time spent cleaning dishes. Smart appliances, like a Wi-Fi enabled oven, offer even more convenience and control, allowing users to monitor and control their appliances from anywhere. Whether you’re looking to sell your home or just wanting to improve your day-to-day, new appliances can add significant value to your home.

Homeowners are discovering that installing new appliances in their kitchens can increase the resale value of their homes. Modern, energy-efficient appliances are well-known money savers that may help to make your house appear more valuable. Buyers frequently appreciate the fact that modern appliances come in both formal and casual styles, as well as upscale amenities. In many homes, the utility room is a popular meeting place for family and friends. A new boiler in the utility room is also an excellent investment when you sell your house. With Orville’s Home Appliances in Buffalo, New York, customers can get a wide range of appliances to choose from.

The financial impact of major kitchen appliances on a home’s resale should be considered. Although new appliances may not be included in your home’s adjusted cost basis, they can still provide a strong selling point. Having new appliances in your home can help you stand out from the crowd, and the kitchen is frequently the focal point of potential buyers. It’s likely that a buyer will choose you over your neighbor if they’re looking at the same house, but yours has new appliances and the other doesn’t. It is often worthwhile to invest in new appliances in order to increase the value of your home and make it more appealing to potential buyers.

Best Appliances For Resale Value

When it comes to resale value, the best appliances to look for are those that are energy-efficient and have a good reputation for quality and durability. Energy-efficient appliances often sell for higher prices when they are resold because they cost less to operate, thus saving the buyer money in the long run. Additionally, appliances with good reputations for quality and durability will stand the test of time, meaning that they are more likely to be in good condition when resold. Examples of appliances with good resale value include stainless steel refrigerators, gas ranges, and dishwashers.

People are extremely selective in the slow markets of today. If you have something that *looks* professional, such as Wolf, Viking, Capital, DCS, and so on, you may be able to influence the price of that item. However, if you want a nice, professional-looking appliance, buy it at the lowest possible price.

Are High-end Appliances Worth It

High-end appliances can be a great investment for someone who is looking to upgrade their home. These appliances are usually made with the highest quality materials and come with the latest technology, so they can make life easier and more efficient. High-end appliances are usually more expensive than cheaper models, but they can last much longer, provide better performance, and have more features. If you are someone who values quality and convenience, then high-end appliances may be worth the extra money. Not only will they be more reliable, but they can also save you money in the long run with their energy efficiency.

More and more homeowners are turning to high-end kitchen appliances. Because luxury appliances are designed for the kitchen, it is impossible to mistake them for other appliances. High-end appliances perform better than low-end models, even if they are inexpensive. Almost all of the time, high-end appliances outperform basic and mid-range models. The cleaning efficiency of high-end dishwashers can be more than twice that of the average dishwasher. It is common to find quiet baths that come with advanced features such as warming drawers or infrared broilers, as well as whisper-quiet baths throughout the cycle. High-end appliances also undergo stringent testing to ensure their dependability and performance.

Samsung and Bosch are two of the leading manufacturers of refrigerator technology. According to appliance industry experts, Samsung is one of the most reliable refrigerator brands, while Bosch appliances are one of the most reliable brands on the market. Furthermore, Samsung appliances have been recognized by JD Power for years as the best of the best in customer satisfaction. Furthermore, Lifestory Research has named Bosch as “America’s Most Trusted Kitchen Brand” from 2019 to 2022. These products are dependable, have a long warranty period, and are made in good quality. In addition to providing excellent products and dependable services, these two brands stand out in the industry for their dependability. Whether you want a high-quality fridge with low maintenance or a budget-friendly model, Samsung and Bosch have a model to fit your budget.

Upgrading Your Home: Investing In High-end Kitchen Appliances

To increase the value of a home, high-end kitchen appliances are becoming more popular. They not only last longer, but they also make a kitchen appear more appealing and functional. Beyond the obvious benefits, luxury kitchen appliances feature cutting-edge technology and modern design. These appliances provide a higher return on investment than regular appliances, and they typically last longer due to better parts and higher quality standards. When looking for a high-end home appliance, look for one with more power because they can produce 18,000Btu. A more powerful oven produces a better sear on meat, faster boiling of water, and a more professional stir fry. Sub-zero, Thermador, Jenn-Air, Miele, Viking, Liebherr, and Dacor are among the most well-known luxury refrigerator brands on the market. A high-end home appliance can help to increase the value of a home while also providing a better cooking experience.

Stainless Steel Appliances Increase Home Value

Stainless steel appliances are a great way to increase the value of your home. Stainless steel is a material that is highly durable, easy to clean and maintain, and looks sleek and modern. By installing stainless steel appliances, you can increase the resale value of your home, as they are considered to be a high-end amenity. Additionally, stainless steel has a long lifespan, meaning that you won’t need to replace your appliances as often as with other materials. In addition to the increased home value, stainless steel appliances can also help you save money on energy bills, as they are designed to use less energy than traditional models.

Will the trend of stainless steel appliances continue? stainless steel is on the verge of a new era as a result of two housing design trends. Kitchens have evolved into gathering places for television, entertainment, reading, cooking, and baking. Many homeowners are becoming more daring and personalize their kitchens as they integrate more seamlessly into their homes. Even though mixing metals is a delicate process, it is becoming more common in the design world. Steel and other metals are being featured in showrooms with matte or satin finishes. It is becoming increasingly popular to include black in all rooms of the house, not just the kitchen.

Cabinets have become increasingly popular in recent years, and appliances with panels that match them are becoming more popular. Colored appliances in an open kitchen, which complement the rest of the house’s design, enhance the look and feel of the space. Slate appliances are gaining popularity as the year progresses. Because it is simple to clean and resists the dreaded fingerprints, stainless steel is an excellent material to use. Every day, make a decision that you will be proud of and make a habit of doing what you enjoy. In that case, it’s fantastic that the new buyer recognizes the benefits. It will always be accepted as long as they do not.

What is the best way to donate in Frederick, Maryland? If you would like to give Peace and Plenty an appliance, please contact them. To determine an appliance’s expected life span, it should be taken into account. If your home has a strong appeal to a broad range of buyers, stainless steel is a good choice. If you haven’t already, it’s a good idea to invest in stainless steel appliances for at least another 5 or 10 years. Find out what the top real estate bloggers in North America have to say about the market.

The Go-to Choice: Making Stainless Steel Appliances A Valuable Investment

The stainless steel finish is the best choice for both homeowners and renters when it comes to kitchen appliances. stainless steel has a long track record of being highly sought after in the resale market, making it a great addition to a property. According to a survey of 435 top agents conducted earlier this year, three out of every four agents believe stainless steel is the most in-demand finish among buyers. stainless steel is an excellent choice for increasing the value of a home or rental property because it can increase the property’s appeal to potential buyers and renters. stainless steel is not only beautiful but it is also extremely durable and long-lasting, making it an excellent investment that can increase the value of a home. Furthermore, stainless steel is simple to clean, so it will last a long time. stainless steel appliances, in addition to all of these characteristics, can be an excellent choice for homeowners and renters looking to increase the value of their property.

New Kitchen Appliances

When it comes to upgrading your kitchen, nothing beats having the latest and greatest kitchen appliances. Whether you’re looking for a high-end coffee maker, a new oven, or a powerful blender, there’s something for everyone out there. The latest kitchen appliances boast impressive features and advanced technology, making them more efficient and user friendly than ever before. Not only that, but they come in a variety of styles and colors to fit any kitchen’s unique look. Investing in new kitchen appliances is a great way to revolutionize your cooking experience and upgrade your kitchen with the latest and greatest technology.

The Samsung Bespoke Four-Door Flex Refrigerator, which comes in a range of colors and sizes, will be available in the spring of 2021. The Signature Kitchen Suite’s Dual-Fuel Pro-Range makes it simple to select from its selection. For those who are interested in induction and gas cooking, you may want to devote some time to learning about these two methods. But isn’t it nice to have it all? The Purist Suspend Ceiling Mount Kitchen Faucet from Kohler provides an easy way to eliminate excess counter space. Fisher’s 24-inch Combination Steam and Convection oven is among the manufacturer’s most popular products in the combi-oven space. The Statement Collection Professional Range of gas cookware from Monogram is distinguished by its superior precision.

The G5000 dishwashers from Miele have a new QuickWashIntense setting, a 58-minute wash cycle, and a cavity design with a third-level cutlery tray and repositionable baskets. Due to its lower decibel rating, the unit produces a near-silent cycle, which is superior to the brand’s previous models. The By Design program will be made available to order in mid-2021. Bosch’s BlueStar by Design program transforms refrigerator ranges into blank canvas. Collaborative designers drew samples of various design schemes from beta testing. With the Cabinet Depth Custom Ventilation Inserts with Home Connect, a dual-speed exhaust fan is built into the cabinet.