Get Instant Payday Loans Online with No Faxing, No Credit Check, No Phone Calls

Have you faced some personal financial difficulty and don’t know how to manage your daily expenses until the next paycheck? Well, consider that you have found an answer here, on the website of our company providing online cash advance. We offer a great solution for your short-term troubles. STAR Payday Loans Online operates 24 hours without breaks or days off in order to provide instant assistance for people in urgent need of fast payday advance. Most people have already used online services. It is not a surprise that we can do a lot of things through the Internet owing to the particular online options. They are convenient and save much time. An individual needs just to go online and choose the service of interest in order to get something he/she needs at the moment. Lending service performed online is typically operated in a similar way and you can just test it right now.

Instant Cash Advances Online – Get Money In Few Steps

Don’t you know what to start with? Find an online application form that is simple and takes basically 5 minutes to be filled out. Get ready to provide only some basic personal and financial data that is necessary for the lenders to make decisions on your online cash advance request. Have you managed to fill it in? Then, check whether everything is correct and submit it. Our company cooperates only with reliable direct payday advance lenders who receive the applications once they are fulfilled by the potential borrowers. Besides, don’t worry about the privacy of your information as it is absolutely secured. We rely on the time-tested program that guarantees the confidentiality of any data provided through the website.

Instant Approval Guaranteed Payday Loans Online

Well, once you have completed the application and submitted it on the site, check your e-mail as online cash advance lenders will send you a notice about your application status in a form of a letter. Most of the applicants applying for online Payday Loans qualify with ease. Direct lenders require just a few points consumers should follow to obtain guaranteed Payday Loans online. So, if you are currently employed and have a regular monthly income you can be sure that your application will be instantly approved. Besides, there are several common requirements, including legal US citizenship and the major age of 18.

Apply For Online Payday Loan With No Faxing

Direct lenders review the consumers’ applications in real-time and you can Get loans with Maggie Loans with instant approval with no credit check and no faxing. Moreover, the application process is held through the Internet and the funds are deposited straight to the personal bank account, thus, the borrower doesn’t even have to go outside. There is no need to send any documents owing to the fact that any faxing is required to get eligible for the service. In addition, our lenders perform no credit check and accept applications from people with bad credit. You see, our service is available for every consumer who needs money sooner rather than later. Then, why do you waste your time on bothering and troublesome bank procedures? Apply for an online cash advance no fax right now and receive the funds sent directly to your bank account in 1 hour.

Short-Term Loans with 3 Month Repayment Period

Looking for a Flexible Monthly Online Loan? A quick online application will help you get the financing you need, and flexible repayment terms will make the loan even more convenient for you.

Why apply for a 3 Month Payday Loan?

Life does not always go the way we want it, so often we have to deal with financial difficulties, emergencies, illness, and unforeseen bills. Unfortunately, every contingency requires extra funding, and most people don’t have the money to cover new expenses. Most often, people prefer to borrow money from the bank in order to quickly deal with their problems. One of the most popular loans now are 3 month payday loans by Payday Plus. However, many people miss payments and find themselves in trouble for not being able to pay off on time. Is there an alternative with longer payout periods? Of course, and this is a 3 Month Payday Loan.

What is a 3 Month Payday Loan and what advantages does it have?

  1. Terms of payment. As known, a Payday Loan is an unsecured type of loan that gives you the ability to quickly get financing and get rid of your financial problems. Usually. you need to repay the loan amount with interest on the day of your next paycheck. While some borrowers find it convenient, others do not have time to pay the required amount on time. Thus, the first benefit of a 3 Month Payday Loan is the longer repayment terms. Thus, you can pay off the debt in regular monthly payments.
  2. Fast and convenient online application. In order to get a 3 Month Payday Loan, you do not need to waste time and go to the lender’s store in order to fill out the form, as you can do it online. A simple online application will help you get quick approval. The money will be credited to your bank account within 24 hours.
  3. Bad credit approval. If you apply to the bank for a loan and you were refused due to bad credit history, then now you do not need to worry about it anymore. Lenders offering 3 Month Payday Loans approve applications for borrowers with bad credit. Thus, you can quickly receive a payment and solve all your financial problems, even if this option was previously unavailable to you.

3 Month Payday Loan Interest rates

Like any other loan, 3 Month Payday Loan has interest rates. Many borrowers are interested in what interest rates they can get on a loan. As a rule, it depends on your credit history: the better the credit, the more favorable rates you get. If you have excellent credit, you will get rates from 5 to 12 percent, if very bad, then up to 36 percent.

A 3 Month Payday Loan can be a good solution if you need to cover unforeseen expenses and can pay back the loan amount within a few months. Use your loan wisely and pay off the debt on time to avoid problems.

Get Instant Guaranteed Approval for Payday Loans No Matter What

Many borrowers often wonder if they can get 100% guaranteed approval for online payday loans with no credit check. Though Payday Loans are very easily and quickly provided to eligible applicants, not everyone can qualify for the necessary amount. Lenders can’t afford to lend money absolutely to everyone. They must consider risks and check the creditworthiness of a potential borrower.

That’s why they provide loans only to those who meet certain eligibility criteria. The first and main requirement is the applicant’s ability to repay the loan. You need to bring proof of employment and regular income to let the lender know he’ll get his money back.

Are there any Guaranteed Payday Loans for bad credit?

Actually, we can’t say that any borrower with a poor credit is sure to get the money. However, bad credit payday loans have very good approval rates and anyone can qualify for a guaranteed loan no matter what their credit is. Though, interest rates may be rather high as the way to make up for the lenders’ risks.

Guaranteed Payday Loans No Matter What Your Credit Score Is

As we’ve already stated, guaranteed Payday Loans don’t exist. But your credit score can lower or increase the chances of getting approved. The higher credit score is, the better loans and their rates can be offered to you.

Still, you can find lenders that do no credit check and offer Payday Loans on the basis of your employment and income.

How to qualify for Guaranteed Payday Loans?

Every lender has different eligibility criteria. But the basic requirements for guaranteed Payday Loans are:

  • Residence of the state where you apply for a loan
  • Age of 18+
  • Active banking or checking account
  • Valid contact details of your phone number and e-mail.

Besides, it’s recommended to apply through a referral service with instant access to multiple lenders. This way you prevent yourself from being disqualified from a Payday Loan.

How to raise the chances of getting Guaranteed Approval for a Payday Loan?

Apply to only one lender or connecting service. Multiple loan applications may disqualify you and damage your credit score. One loan request from a reputable lender is faster , easier and safer.

Provide only accurate information. Be honest with a lender.

Try to apply on a weekday when banks work. You’ll get more chances of having your loan request processed fast. Besides, you can receive the money the same day.

At the weekend you can look for special weekend Payday Loans for emergency expenses.

Why is Guaranteed Payday Loan No Matter What just a myth?

Lenders give unknown strangers money and naturally want to get it back. They can promise guaranteed approval but they must do some checks in order to make sure a borrower repays the loan. That’s why “guaranteed payday loans” are more like an advertising trick than reality.

However, we can’t but admit that Payday loans are really much faster and easier to get than other types of emergency funding available for bad credit.

Useful tips on how to Get Guaranteed Payday Loans No Matter What

  • Choose direct lenders that provide Payday Loans for bad credit.
  • Apply for a lender that offers no credit check Payday Loans.
  • Provide proof of some source of regular income to ensure the lender that you can repay the loan.
  • Look for online Payday Loan They are fast and easy.

If you follow the advice and apply for a fast bad credit Payday Loan from direct lender online, you are almost guaranteed to get instant approval and funding the same day.


Get Guaranteed Approval with 2nd Chance Payday Loans from Direct Lenders

Need money now for emergency expenses? Keep being rejected for a loan because of your poor credit? Don’t despair! There’s always a solution. The best one is applying for a second chance Payday Loan online from a direct lender. You’ll get the money within 1 – 2 business days regardless of your credit.

What do you mean by 2nd Chance Payday Loans?

Second chance Payday Loans provide a guaranteed opportunity fr any borrower to get the necessary funding. Bad credit, not perfect credit history, previous debts don’t prevent any applicant from using their 2nd chance.  Get through the day with the help of 2nd chance loans no matter what your credit problems are.

A second chance Payday Loan is a short-term cash advance for a small amount repaid within a month. The reasons for taking out such loans may be absolutely various from paying everyday bills to financing small purchases. Though they are highly available, fast and easy, you should be careful and choose the lowest interest rates which you can afford to repay.

What types of 2nd Chance Loans are available for bad credit?

You can get emergency financing through various loan types available for bad credit borrowers. Choose the one which suits your personal needs and seems more convenient and affordable to repay.

Short-Term 2nd Chance Loans

With a short-term Payday Loan you get the money till your next pay check. You can also find short-term Installment Loans repaid in scheduled payments within a few months.

You don’t have to secure a short-term loan by any collateral. So, you don’t risk losing any of your property in case of loan default. However, interest rates are likely to be higher than for secured loans, or loans with a cosigner.

Payday Loans for bad credit

A 2nd chance payday loan is a fast loan to cover emergency expenses till your next pay day. Payday loans can provide you with instant cash same day after you get approved. Bad credit is not a problem for Payday Loan approval as most lenders do no credit check. You can apply online or in a store near you. There’re numerous direct lenders to choose from. Make sure it’s a legitimate payday company and they charge reasonable rates.

Cash Advance

You can take Payday cash advance or credit card cash advance. The only difference is in the repayment process. You repay the Payday cash advance in a lump sum as soon as you get a paycheck. With cash advance on your credit card, you pay a fixed fee plus interest until you pay off the balance.

However, you’ll need a good credit score to get a credit card cash advance. Payday cash advance is available to any type of FICO score.

2nd Chance Payday Loans from Direct Lenders

After you’ve been denied a loan by many financing companies because of a bad credit or no credit it’s time to find legit online direct lenders that guarantee approval even for poor credit. Such lending organizations aim at helping borrowers in any situation regardless of their previous behavior. Looking for a second chance with emergency financing? Apply online with a quick and free application form and compare the best offers from direct lenders. You can qualify for up to a $1,000 Payday Loan and get the money today.

2nd Chance Payday Loans vs Regular Payday Loans

Both Payday Loans and 2nd chance loans may also be called last chance loans. There’s actually no difference between these loan types. They help borrowers get money when they need it most.  No matter what you need a loan for, you can get it after a quick application online. Direct lenders guarantee instant decision and you have all the chances to get the money in your bank account the same day. Use your second chance – solve all the financial problems today!

How to get guaranteed approval for a 2nd Chance Payday Loan?

There’s no step-by-step guide on getting 100% approval for a loan, but we can provide you with some useful tips that really work.

  • Apply online using a comparing service that will give you access to multiple lenders at once. This way you’ll widen a circle of companies you send the request to with no affect on your credit history.
  • Always pre-qualify online and check if you meet the lender’s requirements not to apply to the company in vain.
  • Try to improve your credit score to expect lower interest rates.
  • Choose only legal direct lenders that operate according to your state’s Payday Loan laws and regulations.
  • Read the customer reviews and ratings.
  • Take out a 2nd chance Payday Loan only if you really need it and are sure to repay it on time.

Can I get a 2nd Chance Payday Loan with Bad Credit?

Bad credit is actually what 2nd chance loans are designed for. They are provided to borrowers with poor credit, those who can’t find financing from traditional banks or credit unions. There’re just a few simple eligibility criteria most direct lenders require:

  • A US resident or citizen
  • Age of 18 or more
  • An active checking account
  • Valid phone and email
  • Proof income

With 2nd chance Payday Loans you don’t have to drive to a store, wait in lines, do paperwork, faxing, credit checks, etc. The application process is fast, easy, and hassle-free. You

can apply online or even by phone. Money is available through a direct deposit you’re your bank account the same day or the next business day.


Universal Design For Learning Lesson Plan Template

Universal Design For Learning Lesson Plan Template. How to get tpt credit to use on future purchases: This lesson offers an overview of udl and provides you with a template for planning lessons using udl.

As you review the lessons, be sure to click on to read or hear teacher think alouds that explain applications of udl. Make sure you have all of your materials collected and organized so your lesson will flow smoothly. One of my goals this school year is to start really using the backwards design process to plan my lesson plan units with more intention.

Here We Have Provided Example Udl Lesson Plans For Each Subject Area For Our Grade 5 Class.

Notes/reflections/adjustments for next time the lesson is taught: See more ideas about universal design, udl, learning. Use udl in your lesson planning to enhance your teaching.

Open The Template In The Online Editor.

This web site was developed by cast, inc. “let’s retell the story” lesson summary and focus: Universal design lesson plan template.

Using The Class Profile, Select A Grade Level Within Grades K.

The universal design for learning (udl) module assists educators in the knowledge and application of high quality classroom instruction all students, including studentsfor with disabilities. It will help you think about the content your students need to understand, group work that may be involved, and different skills they’ll use in the activity or task. It provides space to write in or type the directions for a lesson in any subject.

With A Team Of Extremely Dedicated And Quality Lecturers, Universal Design For Learning Lesson Plan Template Will Not Only Be A Place To Share Knowledge But Also To Help Students Get Inspired To Explore And Discover Many Creative Ideas From Themselves.clear And Detailed Training Methods For Each Lesson Will Ensure That Students Can Acquire And Apply Knowledge Into Practice Easily.

As you review the lessons, be sure to click on to read or hear teacher think alouds that explain applications of udl. I would suggest having the guidelines of the udl accessible while using this template. Udl daily planner with guidelines download file

Make Sure You Have All Of Your Materials Collected And Organized So Your Lesson Will Flow Smoothly.

Universal design lesson plan template. Can be used for any grade level or subject area. The great thing about udl is that when it is used to guide lesson planning, the lesson should work for all students, no matter what the classroom profile is.

post regarding Universal Design For Learning Lesson Plan Template was posted in you can read on Sample Templates and authored by besttemplatess. If you wanna have it as yours, please click the Pictures and you will go to click right mouse then Save Image As and Click Save and download the Universal Design For Learning Lesson Plan Template Picture.. Don’t forget to share this picture with others via Facebook, Twitter, Pinterest or other social medias! we do hope you’ll get inspired by… Thanks again!

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First on CNN: HHS secretary sends letter to state governors on what’s to come when Covid-19 public health emergency ends

By Jacqueline Howard, CNN

Plans are moving forward at the US Department of Health and Human Services to prepare for the end of the nation’s Covid-19 public health emergency declaration in May.

On Thursday, HHS Secretary Xavier Becerra sent a letter and fact sheet to state governors detailing what exactly the end of the emergency declaration will mean for jurisdictions and their residents.

“Addressing COVID-19 remains a significant public health priority for the Administration, and over the next few months, we will transition our COVID-19 policies, as well as the current flexibilities enabled by the COVID-19 emergency declarations, into improving standards of care for patients. We will work closely with partners including state, local, Tribal, and territorial agencies, industry, and advocates, to ensure an orderly transition,” Becerra wrote in a draft of the letter obtained by CNN.

“In the coming days, the Centers for Medicare & Medicaid Services (CMS) will also provide additional information, including about the waivers many states and health systems have adopted and how they will be impacted by the end of the COVID-19 PHE,” he wrote. “I will share that resource with your team when available.”

Declaring a public health emergency in the United States means that certain actions, access to funds, grants, waivers and data — among other steps — can happen more quickly in response to the crisis for the duration of the emergency. A declaration lasts 90 days — unless HHS ends it — and may be renewed.

On January 30, the White House announced its intention to end the Covid-19 national and public health emergencies on May 11, signaling that the administration considers the nation to have moved out of the emergency response phase.

‘We are having ongoing conversations’

Becerra had agreed to give governors a 60-day notice to prepare for the end of the emergency. Thursday’s letter was sent 90 days ahead of the emergency’s planned end.

“We are having ongoing conversations about what else we need to do in the next 90 days to ensure a smooth transition. I can tell you that every one of our agencies has been working hard on this plan,” an HHS official told CNN. “We’re going to have a series of additional materials that will go out, as well as a series of conversations over the coming days and weeks.”

The end of the public health emergency will affect some Medicare and state Medicaid flexibilities provided for the duration of the emergency. This includes waivers like the requirement for a three-day hospital stay before Medicare will cover care at a skilled nursing facility.

“We’ve been working closely with the governors on the public health emergency. This is a combination of both federal flexibilities that we allow, and the states are often the ones who are using those flexibilities,” the HHS official said.

“Just about every aspect of the pandemic response, I would say, has been in partnership with our state partners. And so, I think they have been, frankly for months now, the ones that we have been going to and the ones that we publicly committed to notifying in advance of changes to the public health emergency declaration.”

But the emergency’s end will not impact the authorizations of Covid-19 devices, including tests, vaccines and treatments that have been authorized for emergency use by the US Food and Drug Administration.

During the Covid-19 pandemic, the FDA has issued about 15 times as many emergency use authorizations as it did for all other previous public health emergencies, Commissioner Dr. Robert Califf said Wednesday in a joint hearing of the House Oversight and Investigations and Health subcommittees.

“Today, we’ve issued EUAs or provided traditional marketing authorizations to over 2,800 medical devices for Covid-19, which is 15 times more EUAs than all other previous emergencies combined,” Califf said. He added that the effects of the end of the emergency declaration will be “modest” because the “EUAs are independent of the public health emergency, so we can keep them going as long as we need to.”

The emergency is slated to end May 11. “What happens on May 12? On May 12, you can still walk into a pharmacy and get your bivalent vaccine,” Dr. Ashish Jha, the White House’s coronavirus response coordinator, wrote on Twitter last week.

He said that at some point, probably in the summer or early fall, the Biden administration will transition from federal distribution of Covid-19 vaccines and treatments to purchases through the regular health care system — but that’s not happening quite yet.

What will end and what will continue

Overall, there are additional Medicaid waivers and other flexibilities that states and territories have received under the public health emergency. Some of those will be terminated. But state Medicaid programs will have to continue covering Covid-19 testing, treatments, and vaccinations without cost-sharing through September 30, 2024.

The end of the public health emergency declaration means Medicare beneficiaries will face out-of-pocket costs for over-the-counter home Covid-19 tests and treatment. However, people with Medicare will continue to have no cost for medically necessary lab-conducted Covid-19 tests ordered by their health care providers.

Covid-19 vaccinations will continue to be covered at no cost for all Medicare beneficiaries.

Those with private insurance could face charges for lab tests, even if they are ordered by a provider, according to the Kaiser Family Foundation. Vaccinations will continue to be free for those with private insurance who go to in-network providers, but going to an out-of-network providers could incur charges once federal supplies run out.

And the privately insured will not be able to get free at-home tests from pharmacies and retailers anymore unless their insurers choose to cover them.

Americans with private insurance have not been charged for monoclonal antibody treatment since they were prepaid by the federal government, though patients may be charged for the office visit or administration of the treatment, according to Kaiser. But that is not tied to the public health emergency, and the free treatments will be available until the federal supply is exhausted. The government has already run out of some of the treatments so those with private insurance may already be picking up some of the cost.

The uninsured had been able to access no-cost testing, treatments and vaccines through a different pandemic relief program. However, the federal funding ran out in the spring of 2022, making it more difficult for those without coverage to obtain free services.

Also, the “ability of health care providers to safely dispense controlled substances via telemedicine without an in-person interaction is affected; however, there will be rulemaking that will propose to extend these flexibilities,” according to the letter’s fact sheet.

Medicaid coverage no longer tied to the public health emergency

One of the most meaningful pandemic enhancements for states is no longer tied to the public health emergency. Congress severed the connection in December as part of its fiscal year 2023 government funding package, which state Medicaid officials had urged lawmakers to do.

States will now be able to start processing Medicaid redeterminations and disenrolling residents who no longer qualify, starting April 1. They have 14 months to review the eligibility of their beneficiaries.

As part of a Covid-19 relief package passed in March 2020, states were barred from kicking people off Medicaid during the public health emergency in exchange for additional federal matching funds. Medicaid enrollment has skyrocketed to a record 91 million people since then.

A total of roughly 15 million people could be dropped from Medicaid when the continuous enrollment requirement ends, according to an analysis the Department of Health and Human Services released in August. About 8.2 million folks would no longer qualify, but 6.8 million people would be terminated even though they are still eligible, the department estimated.

Many who are disenrolled from Medicaid, however, could qualify for other coverage.

™ & © 2023 Cable News Network, Inc., a Warner Bros. Discovery Company. All rights reserved.

CNN’s Tami Luhby contributed to this report.

The post First on CNN: HHS secretary sends letter to state governors on what’s to come when Covid-19 public health emergency ends appeared first on News Channel 3-12.

NY Democrats want to ban kids from playing tackle football

Democratic New York lawmakers are introducing a bill to ban children from playing tackle football.

The John Mackey Youth Football Protection Act, named after an NFL player from New York who died from chronic traumatic encephalopathy (CTE) in 2011, would ban tackle football for kids 12 years old and younger.

Assemblyman Michael Benedetto, a Democrat who represents the Bronx in New York City, has been trying to get the bill passed for more than 10 years, but he finally has a sponsor in the state Senate, Democrat Luis Sepulveda.

During a press conference in Albany on Thursday, Benedetto called it a “vitally important bill” that will protect young athletes.


“While the Super Bowl is an awful lot of fun, it’s not fun when you see young children run around, playing a game that they are hitting their heads, dozens to a hundred times a week – brains that are rapidly developing,” he said. “Ninety percent of brain development happens up until the age of 12 years old, give or take a year. During this particular time, why are we putting children at risk for injury to their brains?”

Benedetto noted that the U.S. Youth Soccer National League banned heading before the age of 10. 

“Why? To protect the kids brains in soccer,” he said. “Body checking is outlawed in youth soccer leagues up until the age of 14. Why? Because they want to protect the brain. The question is, why hasn’t football, the most dangerous sports when it comes to this, has not said anything about it yet?”

Sepulveda said it’s about time youth football caught up with the science.

“A lot of institutions that have studied this have said kids should not be playing football at a young age, so why this has taken so long I don’t know,” he told CBS 6. “I was asked to be the sponsor this year, and I was enthusiastic about it. I have an 11-year-old, and I do not want him to have any cognitive impairment due to a sport that he enjoys.” 

Pop Warner, the largest youth football organization in the country, argues there is “no conclusive proof” that youth football can lead to CTE.

“Many of the nation’s leading medical researchers point out that there is no proven connection between youth football and CTE,” the organization says on its website. “As parents, players, coaches and administrators, we need to know more and we encourage more advanced, unbiased research into this issue.”

Billy Kent, the president of Schenectady-Belmont Pop Warner football, said a ban could wind up hurting kids more once they’re old enough to enter tackle football and haven’t had the necessary training.

“You get a lot faster, you get bigger, you get stronger,” Kent told WNYT. “Without the proper techniques on how to tackle and how to hit, then you can really see a lot of injuries on that level.”

“All the coaches are certified, they have to go through a certain amount of training in order to be able to teach these things to the kids,” he said.

Benedetto’s bill is being reintroduced just in time for the Super Bowl this Sunday, when the Philadelphia Eagles face off against the Kansas City Chiefs in Glendale, Arizona.

The bill also comes weeks after football fans watched in horror as Buffalo Bills player Damar Hamlin went into cardiac arrest and collapsed on the field.

Choose Right Dog Bed For Your Pooch

The question is: is this mattress you might want to? This has been considered a skilled choice regarding suffering from back pains and need to as easily. But what about for pregnant ladies?

What your materials being used in “orthopedic’ dog bedding? Here are some examples of materials that aren’t orthopedic as they definitely still support pressure troubles. Since these materials are not visco foam they are not genuinely heated!

As your puppy gets older it will be start to slow down and not take part the actual planet activities that it once managed to do. Running, jumping and chasing the Frisbee all the things of history as youngster starts to get older. The majority of people part is knowing when our animal is suffering. Be the thing about our friends that he can’t show us when might be hurting from pains such as arthritis various other joint problems. that is why it is important to make sure our pet gets checkups regularly. Obviously have about arthritis it can attack our large and small cats. Neither are exempt from this awful disease.

Orthopedic dog beds come necessary for your aging dog and also for a dog that finds it difficult to sleep. Since your dog ages it no more can work as it did in its youth. Utilizing the diet changes during this stage, along with the need for calcium to guard your dog’s bones becomes essential.

These beds are designed to provide passed away with support and comfort where your puppy needs it most. The creation of this visco elastic foam mattress changed the way beds are made, and created a physical product that nobody seems that compares against. Noticing not find another bed like orthopedic memory foam dog bunk beds. Many orthopedic beds will have a a lot of space for your animal to sleep in. This will help keep it’s body in shape, that can also help your dog have the most nice doze.

Then, will be the major those who have been recommended put on the shoes in order to relieve pain. By choosing not to wear them, they are causing themselves unnecessary pain and injured. For these people, it’s important to understand that the health may appear far more important than trying to look great in front of their peers. situation or action is just not isolated to those who will probably be in their teenage years. However, there may also be some adults who prefer not put on their orthopedic shoes. In their eyes, in the same way a teenager, it prevents them from being inside a position to look nice. However, contrary to the belief of lack there are some orthopedic shoes that have been made to suit people’s aesthetic desires.

When a bed someone will should make sure come to a decision a bed that may be the right size for the dog. Orthopedic surgeon in faisalabad It is important for your dog the best way to stretch out and wind down. He should not have pick from which part of his body can adhere to the bed and which parts will hang over edges. Your bunk beds come buying sizes since it should be simple to find a local pet supply store and pick one up.

Like with most doctors the initial move would contact your insurance company. Some insurance companies have strict policies concerning masters. If this is an emergency, say a sports accident and other cause with regard to the bad break or dislocation your insurance is going with regard to a little more flexible. If it is for something have got a no more warning about such as a knee replacement or carpal tunnel surgery then you’ll need to find out their package. If you are was required to get a referral then speak with your doctor about making an visit.

Does Best Buy Offer a Senior Discount?

Best Buy is a major retailer that offers a variety of products and services, from electronics to appliances. However, does Best Buy offer a senior discount? The answer may surprise you! In this article, we’ll explore whether or not Best Buy offers a senior discount and how you can save money at this popular store.

Does Best Buy Offer a Senior Discount?

Unfortunately, Best Buy does not offer a senior discount. While many other retailers offer discounts for seniors, Best Buy does not currently have a senior discount program.

However, there are still ways that seniors can save money at Best Buy.

Why Doesn’t Best Buy Offer a Senior Discount?

Best Buy does not offer a senior discount because they focus on providing its customers with the best value, regardless of age. This means that all customers are eligible for the same deals and discounts if they shop at Best Buy.

How You Can Save Money at Best Buy?

There are a few ways that seniors can save money at Best Buy, even without a senior discount.

  1. Clearance items

Best Buy often has clearance items where customers can save big on select items. Be sure to check the clearance section of your local store or online for great deals.

  1. Price Match Guarantee

Best Buy offers a Price Match Guarantee, which means they will match the price of an item if you find it advertised for lower elsewhere. Keep in mind that the item should be identical and currently available at the competitor’s store.

  1. Deals and Promotions

Best Buy often has special deals and promotions on select items. Make sure to check the Deals section of their website or app for great savings.

  1. My Best Buy Program

The My Best Buy Program is a loyalty program that offers members exclusive deals and coupons. Signing up for the program is free and easy, and you can do so either online or in-store.

As a My Best Buy member, you’ll also earn points on every purchase that can be redeemed for future savings.

  1. Employee discount

If you know a Best Buy employee, they may be able to provide you with an employee discount on certain items.

What Retailers Provide Senior Discounts?

If you’re looking for a senior discount, several retailers offer one. Some popular options include:

Final Take

While Best Buy does not offer a senior discount, there are still ways seniors can save money at this popular store. Be sure to take advantage of clearance items, the Price Match Guarantee, deals and promotions, and the My Best Buy Program. There are also a variety of other retailers that provide senior discounts, so seniors can still save on their purchases. By researching the various options and taking advantage of discounts, seniors can stretch their hard-earned money and get the most value for their purchases.

Happy shopping!

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Rep. Angie Craig ‘physically okay’ after elevator attack in D.C.

WASHINGTON – U.S. Rep. Angie Craig (D-Minn.) is “physically okay” after suffering an attack Thursday morning in the elevator of her Washington, D.C. apartment building, according to a statement from her chief of staff.

News of the attack broke this morning with a statement from the congresswoman’s office, but more details came with a Metropolitan Police Department report obtained by NBC News that revealed the assailant “punched [Craig] on the chin area of her face, and later grabbed her neck.â€� 

Craig defended herself and threw her cup of hot coffee at him, per the police report. The U.S. Capitol Police subsequently said it is also investigating the attack, but that “there is no indication that the congresswoman was targeted because of her position.”

An out lesbian, Craig, who was first elected in 2018, is the first openly LGBTQ member of Congress from Minnesota.

U.S. Sen. Amy Klobuchar (Minn.) tweeted: “To give you a sense of how strong @AngieCraigMN is, she went straight to the Hill this morning and attended a meeting in the Senate with the Governor and me and several members of our delegation about legislation for the people of her district. No one messes with Angie.”

“This is despicable,” U.S. Rep. Dean Phillips (Minn.) wrote on Twitter. “Angie is tough, and it’s no surprise she defended herself against a violent, unprovoked attack. We must invest in mental health support and upstream crime prevention. We must.”

“The @Equality_Caucus is sending our well wishes to Co-Chair @RepAngieCraig after this egregious attack,” tweeted the Congressional LGBTQ+ Equality Caucus. “Violence of any kind is unacceptable. We are happy to hear she is doing well & will continue to support her as she recovers.”

Financial literacy bill moves forward in Idaho legislature

Courtesy Idaho Statesman

BOISE ( — A bill to require financial literacy courses in all public high schools is headed to the House floor, following a unanimous House Education Committee vote Wednesday morning.

Under House Bill 92, all districts and public charter schools serving grades 9-12 would be required to teach at least one financial literacy class. Students would learn about bank accounts, investment, credit and loans, insurance, the tax system, budgeting and other financial skills.

The bill would not require teachers to obtain additional endorsements, and there are no projected costs to the state. Districts can use free, locally based curriculum (vetted by the State Board of Education) and can use funds from the state for professional development if necessary, according to the bill’s sponsor, Rep. James Petzke.

And to help districts avoid shuffling course schedules and teachers, a baseline financial literacy credit could fall into an economics course, he said. Districts would have the freedom to create a standalone course or a series of courses if desired.

Requiring financial literacy would be a “giant leap forward” in helping students prepare for life after high school, Petzke, R-Meridian, told the committee.

He also touted the bill’s bipartisan support. Rep. Steve Berch, D-Boise, is the bill’s sole Democrat co-sponsor, along with nine Republicans.

“This bill is something that we can all rally behind,” Petzke said.

State superintendent Debbie Critchfield testified in support of the legislation, which she collaborated on with Petzke. The representative originally approached Critchfield on the campaign trail, she said, and inquired about her push to get financial literacy off the ground.

She told the committee that by not providing financial literacy courses, the state is doing a disservice to its students, who need to know how to be fiscally responsible.

“The skills of personal management are very different than the skills in an algebra class or a calculus class,” Critchfield said.

Critchfield plans to introduce a rule before the State Board to create a financial literacy graduation requirement to go along with the required high school credit.

The bill also received support from Dale Layne, a representative of the Idaho Rural Schools Association and the Idaho Association of School Administrators. The skills outlined in the bill are critical for students as they head into adulthood, he said.

Critchfield and Petzke fielded a few questions about the technicalities of the bill, before the committee sent the bill to the House floor, for a possible vote in the next few days.

The financial literacy bill wasn’t the only legislation in the House committee Wednesday.

Rep. Jeff Cornilles, R-Nampa, introduced a bill that would require schools to display the United States’ national motto, “In God we trust,” if an appropriate poster or placard is privately donated.

The committee sent the bill to print with unanimous support.

The post Financial literacy bill moves forward in Idaho legislature appeared first on East Idaho News.

Legislature weighs bill to exempt some small subdivisions from environmental review

Lawmakers are considering a Montana Department of Environmental Quality-backed bill that would exempt some smaller subdivision applications from environmental review.

Senate Bill 240 sponsor Sen. Jason Small, R-Busby, said the measure would streamline DEQ’s review process while maintaining environmental protections. The proposal is in line with a larger effort state agencies have undertaken to address housing affordability challenges by reducing the time it takes to approve subdivision applications, Small said.

If SB 240 passes, properties that meet four criteria would be exempted from the environmental review process laid out in the Montana Environmental Policy Act. Subdivisions eligible for the exemption would have to be located at least two miles from “high-quality water” — a designation that applies to surface waters with a recognized beneficial use such as irrigation, recreation or fish and wildlife habitat — and meet DEQ’s “nonsignificance” rule, meaning the proposed wastewater treatment is protective of human health and the environment. The development would also have to contain 14 or fewer residential lots and the developer would have to demonstrate that there is adequate water to supply the subdivision and that rights to that supply have been secured.

During a Thursday hearing before the Senate Natural Resources Committee, DEQ Director Chris Dorrington was joined by a lobbyist for the Hospitality and Development Association of Montana in supporting SB 240. Dorrington said the bill would allow DEQ to devote its existing staff resources to reviewing projects with more obvious water quality concerns, such as mining proposals and larger subdivision applications.

SB 240 would apply to a “very small subset” of the approximately 1,300 subdivision applications the department receives on an annual basis, Dorrington said. He also noted that a provision of the bill prevents developers from evading environmental review by breaking a larger development into smaller pieces.

Though SB 240 would not apply to “a ton of applications,” anything to streamline and expedite the permitting process is important, Hospitality and Development Association of Montana  lobbyist Jessie Luther said — “especially given the affordable housing crisis.”

“In the development world, time is money, so anything that helps us get our [projects] completed faster is a good thing,” she added. 

Opponents of the proposal include the Montana Environmental Information Center and Montana Audubon. Representatives of those organizations said they have concerns about unexamined impacts to water quality, wildlife habitat and other environmental impacts state regulators might miss in the absence of a comprehensive review complete with a public comment process.

“[MEPA] assessment is important because one particular source of pollution is not going to answer the question of whether or not a water body is going to be polluted beyond repair,” MEIC Deputy Director Derf Johnson said. “You have to look at that larger context.”

Amy Seaman, Montana Audubon’s director of policy and science, said her organization is concerned SB 240 could encourage haphazard development in open areas that support wildlife habitat and migration corridors.

Those concerns were referenced by Sen. Pat Flowers, D- Belgrade, who asked DEQ staff how the agency would reconcile the exemptions laid out under SB 240 with its Montana Environmental Policy Act directive to consider cumulative impacts. 

DEQ Water Quality Division Administrator Lindsey Krywaruchka said the department’s analysis is limited to the adequacy of the proposed wastewater treatment as established by the Montana Water Quality Act. Other land-use analyses are under the purview of local governments that review subdivision applications before and after DEQ weighs in on water quality impacts, she said. 

Sen. Willis Curdy, D-Missoula, said he’s seen lots of “pop-up subdivisions” in the Bitterroot Valley’s agricultural land and asked Dorrington if the loss of farmland and ranchland factors into the department’s review process under SB 240.

Dorrington said agricultural land conversion would be evaluated by the agency only to the extent that there’s a water right associated with it. He added that SB 240 would exempt only an estimated 50 subdivision applications from review per year.

“DEQ is not, and will not, incentivize houses being built anywhere,” Dorrington added. “The developers do that, the landowners do that.”

Curdy also asked Dorrington if the bill amounts to a departmental attempt to “lessen the workload” in the face of an application backlog. 

Dorrington said the bill is an “appropriate part of” DEQ’s attempt to stay on top of subdivision applications and noted that other proposals to expedite review processes will be discussed in the coming weeks, including House Bill 364, a “private option” bill that would allow independent contractors to review subdivision applications under certain circumstances.

Asked in a follow-up conversation if increasing staffing levels at the DEQ could facilitate faster subdivision review, Small said “that should be looked at also.” 

“Not to put a hit piece on DEQ, but if we’re having issues with staffing, we need to look at that,” he said.

The committee did not take immediate action on SB 240.

The post Legislature weighs bill to exempt some small subdivisions from environmental review appeared first on Montana Free Press.

SOCCER: Panthers, Miners tie for second in EYL

The Porterville Panthers and the El Diamante Miners finish their final game of the season with a tie, both teams remain in second in the East Yosemite League

PORTERVILLE – The Porterville Panthers and El Diamante Miners end the season with a 1-1 tie after going to double overtime. Both teams finish the season second in the EYL.

In their final game of the season, the Panthers and the Miners faced off for second place in the EYL. After a scoreless first half, the Panthers finally scored early in the second off of a free kick just outside the goal box. The Miners were nearly knocked out of the second place spot they have held most of the season, but sophomore Jackie Saechao scored in the final 15 minutes of the game. The goal sent both teams into overtime and neither one managed to score in the two extra periods.

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“After our loss to Golden West on Monday, I think it did give them motivation going into [the game against Porterville],” El Diamante head coach Brooke Kurz said. “Obviously we would have loved to win. But with a tie I think it will just give some more motivation going into the playoffs next week.”

Both teams found motivation to break the tie and played a fast-paced game. Neither team clearly dominated possession of the ball, which allowed both offenses several chances to score and break the tie. The first goal from Porterville was early in the second half when the Panthers were allowed a free kick just outside of the goal box. If the ball had been a few feet closer to the goal, it would have been a true penalty kick. But regardless of distance, the Porterville striker sent the ball sailing over freshman goalie Skye Mendivil’s outstretched hands to make it 1-0 as if she had been taking a penalty kick.

The Miners quickly looked to respond. With less than 30 minutes to go, they needed to score twice for the win. Saechao knocked the ball into the net off of a corner kick from junior Taylor Vandergriff with a few minutes remaining. The Miners and Panthers headed into overtime to break two ties: the score of the game and the EYL rankings. Unfortunately, they were still scoreless after the extra 20 minutes of play.

“We kind of started off a little bit slower than I wanted to, but going into the second half, going into overtime, we really picked up our game, we started counting passes better,” Kurz said. “We just kept going back and forth. It just didn’t end up for either of us. We just ended in a tie.”

As of the final games on Feb. 8, Redwood retains their top spot, followed by El Diamante and Porterville. Golden West, Monache and Mt. Whitney take the final three spots in the rankings, but only the top teams will go to playoffs.

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El Diamante made it to the second round of playoffs last year, but a few seniors graduated, so the team is younger this year. Kurs is hoping for the highest seed possible to get the home field advantage, but has prepared the team for traveling to other schools in order to pursue the longest playoff run possible.

“I’m anticipating we’ll be in division two, just a lower seed,” Kurs said. “They will have big shoes to fill because we’ll most likely be placed against a higher seeded team. But they understand what’s on the line.”

Porterville is in a similar boat as they wait for brackets to be announced. Last year they lost 7-0 in the first round to Arvin high school and are itching for a chance to go further in the playoffs. Playing aggressive soccer in double-overtime in the final game before playoffs can be exhausting, but fortunately the teams have a week off before their first playoff game. Brackets will come out on Feb. 11 and the first game will be Feb. 15.

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The post SOCCER: Panthers, Miners tie for second in EYL appeared first on The Sun-Gazette Newspaper.

Philadelphia Pandemic Relief For Medical & Wellness SMBs 2023 ERC Claims Launch

This new fast application service, launched by Cottage Digital Media and a firm of Employee Retention Tax Credit (ERTC) specialist CPAs, can help employers in the medical and wellness industries to determine if they qualify for pandemic relief funds, and apply for their rebates.

More information about the ERTC program, rebate eligibility requirements, and fast application service can be found at

The ERTC program has been expanded, becoming the largest relief program ever offered in American history, but many employers are still unaware that they qualify for rebates. This new fast application service includes a no-cost, no-obligation eligibility assessment tool that business owners can use to determine if they qualify.

The assessment asks 10 simple questions and does not require any proprietary business information. It can be completed in approximately one minute, and will also provide an estimate for the amount of funding each business may claim.

With the expanded eligibility, pandemic relief funds are available for nearly any small or medium-sized business with between 5 and 500 W-2 employees, that was affected by the pandemic in some way. This also includes companies that have already enrolled in other relief programs, such as the Paycheck Protection Program (PPP).

Though the service is currently focused on the health and wellness industry in Philadelphia, including gyms, chiropractors, dentists and surgeons, it can help any small or medium-sized business, including startups and non-profits. New businesses founded during the pandemic may also qualify for rebates, though under an alternative set of guidelines, as a Recovery Startup Business.

Businesses may be eligible for as much as $26,000 per employee, with no upper limit on funding. These funds are reimbursement for wages already paid during the pandemic, they are not a loan or deferral. There are no repayments required, ever, and no restrictions on how the funds can be spent.

With no upper limit on funding, some businesses have been able to claim $2 million or more, though the average rebate is approximately $150,000.

Eligible employers can receive assistance from the specialist CPA team by enrolling in the 15 Minute Refund program, which will have the CPA team complete the paperwork and calculations, with only a 15 minute time commitment from the business owner. This program guarantees every business its maximum allowable rebate, with no risk and no up-front fees.

More information about ERTC eligibility, the 15 Minute Refund program, and the maximum allowable rebates can be found at

Cottage Digital Media

380 Maple Street
Suite 1782
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